Understanding Umbrella Insurance

Most people like to secure their most valued assets through home and auto insurance. Umbrella insurance is for those who wish for an additional layer of coverage, either for their highly prized assets, or to protect themselves from high-expense risks like defamation and lawsuits. How does umbrella insurance work? Umbrella insurance is typically sold in million-dollar increments. This means that the minimum insurance coverage it can provide is one million dollars. As you can imagine, this high coverage amount is well beyond an ordinary insurance. In fact, an umbrella insurance policy works above and beyond a base insurance policy, and […]

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Climbing Mount Everest ?Çô The Ultimate Challenge

As the highest mountain peak in the world, Mount Everest in the Himalayas attracts many climbers from around the world who try to fulfil their desire of summiting a Himalayan peak, especially the Mount Everest. Nepal is a premier destination for climbers with 8 out of 14 highest peaks in the world. As of now, there are 326 mountain peaks that are open for climbing and mountaineering in Nepal. Mount Everest has always represented the ultimate challenge for mountaineers and there has been an increasing number of mountaineering enthusiasts wanting to attempt a summit of Everest.   Climbing Mount Everest […]

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Overview of Ski Season Success

Ski resorts often have a difficult time making money when unpredictable snowfall and dwindling visitors bring a rough season. Thankfully for the ski travel industry this season has been better than previous. Storms in late December bringing snow to many North American resorts has helped make up for last year’s poor snowfall, and the amount of snow this year has encouraged more people to book at the last minute for this year. The picture didn’t look too encouraging, with advance reservations at resorts across the US and Canada down for December on the previous year. Many people were hedging their […]

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26Nov
Travel Insurers Demand Skiers Wear Helmets

Travel Insurers Demand Skiers Wear Helmets

When you next hit the slopes you may have to pack a sturdy helmet along with your essential gloves, thick jacket and boots – at least if you want to be properly insured for your skiing trip. Many people already wear helmets when skiing but the item could become compulsory if more insurers follow the lead of one international travel insurance company. The insurer insists that anyone who is taking part in a skiing or snowboarding activity must be wearing a helmet, or coverage will be withdrawn. The travel insurance company says that skiers will be deemed uninsured if they […]

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20Sep

Play Safe with Sports Travel Insurance

Are you a hiker, biker, bungee jumper or diver? Are you traveling abroad to raft on rivers, climb mountains or canoe on lakes? Traveling abroad to take part in sports and extreme sports can be a lot of fun. Increasing numbers or travelers are discovering the adrenalin thrills of extreme sports of vacations and for many people a vacation wouldn’t be complete without some sports action. But if you are taking part in sports and activities abroad have you considered whether you are covered for medical treatment and medical emergencies? Many travel insurance plans cover you for everyday activities but […]

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Dramatically Different Diving Adventures

Been there, dived that? Scuba diving enthusiasts with plenty of ‘regular’ dives under their belt are eagerly searching out new adventures underwater. Where are the diving hot-spots right now? Go wreck diving in Micronesia. Head to Truk Lagoon in Chuuk, Micronesia where more than 300 Japanese WWII battleships, submarines and aircraft lie on the coral atoll seabed. Fly to Weno Island to start your wreck dive. Try lake diving in Malawi. You’re heading inland but you can still experience great diving in Lake Malawi, home to over 1,500 types of tropical fish. Mexico also has its inland attractions – the […]

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Extreme Sport Equals Extreme Expense?

Bungee jumping, rafting, surfing and spelunking – extreme sports can turn an average vacation into something amazing. Many people take part in activities and sports while abroad but for a lot of people, the worry about the consequences should something go wrong puts them off. The perceived cost of travel insurance, too, is enough to make people want to skip it. Thankfully the number of serious accidents that occur when taking part in extreme sports abroad is low. But these sports are ‘extreme’ for a reason – they are not risk-free. Making sure your sports travel insurance covers your chosen […]

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Faster, Higher, Swifter with Extreme Sports Insurance

If you’re passionate about rock climbing, and have tickets booked for the awesome rock formations of Wharepapa, you’ll need more than the benefits offered by a regular travel insurance policy. You’ll need sports travel insurance that will cover injuries or accidents arising out of your rock climbing. The Patriot Extreme plan is one such plan specially tailored for extreme sports enthusiasts traveling abroad. Two plans?ÇöPatriot Extreme International, for U.S. citizens traveling outside the U.S., and Patriot Extreme America, for non-U.S. citizens traveling outside their home country?Çömake up the Patriot Extreme offering. The plan is a comprehensive benefit plan, and carries […]

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Game, Set and Match with Travel Sports Insurance

Let’s say you are traveling to the United States to participate in a tennis tournament. It’s bound to be a great event, and U.S. sportsmen are among the best in the world. However, remember that if you get injured, you will need to be covered. Traditional short-term international travel medical insurance may not provide the required benefit. What you need is sports travel insurance. You might want to check whether your current international travel insurance plan offers athletic coverage as optional coverage. This option is ideal for those whose travel to the United States has a significant component of competitive […]

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