Sign up for a policy just after making your first trip deposit/payment. In some circumstances, it is important since some benefits like pre-existing condition waivers or ‘cancel for any reason’ are only effective if the policy is purchased within a certain number of days (usually 10-15) from making your initial trip deposit.
Most student travel insurance plans require the insured to be less than 25 or 29 years of age. The Patriot Student Trip insurance plan is available to citizens and residents of all countries, while the Student Guard Student Travel insurance policy is only available to US & Canadian residents.
Students typically have a tight budget and coverage was designed bearing in mind these student budgets. The premiums are very affordable. Student travel health insurance can be purchased through the website. When purchased online, the ID cards and policy certificate are delivered via email or available for download after completion of purchase.
Student travel health insurance plans are designed for students taking summer trips, summer camps, or enrolled in short study abroad programs. These plans are quite comprehensive in coverage and they typically include trip cancellation benefits as well. Some plans can cover pre-existing conditions if one is insured under the plan within a few days (i.e. number of days depends on the plan) of making the initial payment for the trip.
Student Travel Health Insurance plans typically cover: