NRIOL Visitors Care Medical Insurance for US Traveler: Doctor, Hospital

Visitors Care® Insurance is a popular and affordable visitor travel medical insurance plan for individuals traveling outside their home country/country of citizenship. Visitors Care® Insurance coverage offers fixed benefits for various medical expenses.

Visitors Care® medical Insurance provides benefit maximums of US$25,000, US$50,000 or US$100,000 for the life of the plan.

US$0, US$50, or US$100 applied per period of coverage.

Outside the U.S. and Canada:
For the Certificate Period, Visitors Care® Insurance will pay 100% of the pre decided covered amount after the Deductible. The covered amount will vary depending on the medical service.

In USA
For the Certificate Period, Visitors Care® Insurance will pay 100% of the pre decided covered amount after the Deductible. The covered amount will vary depending on the medical service.

Three plan options are available with different plan maximums: $25K , $50K and $100K.

Visitors Care® health insurance can be purchased for 5 days up to 12 months and can be renewed without a break in coverage up to a maximum total of 24 months.

Visitors Care® medical Insurance is underwritten by Sirius International Insurance Corporation.

Visitors Care® medical Insurance is administered by International Medical Group ®, Inc.

Eligibilty

Visitors Care® is travel insurance for non-U.S. Citizens traveling outside their home country. For those over age 65 and visiting the U.S., your initial Period of Coverage must begin within 30 days of arrival in the U.S. This requirement will be waived with proof of previous valid insurance. Please provide the name of your insurance carrier on the Application Form. If you are not in the U.S. at the time of application, please indicate your expected date of arrival on your application form.

Coverage becomes effective on the latest of:

the date IMG receives your completed Application Form and the appropriate premium;
the date you depart from your home country; or
the date requested on your Application Form.

Coverage will end on the earliest of:

The end of the period for which premium has been paid;
the date requested on your Application Form; or
the date you return to your home country

Plan Benefits

Visitors Care® medical Insurance offers a broad range of fixed benefits for several medical services including:

Hospital room & board
Intensive care
Surgical treatment
Consult physician
Pre-admission tests
Private duty nurse
Physician visits
Outpatient Treatment
Ambulance
Dental for accident to sound natural teeth
Physiotherapy
Return of Mortal Remains, includes local burial or cremation

Remarks

PPO Network: You may seek treatment with the hospital or doctor of your choice. You are not required to use a preferred provider network. If you need assistance in locating a provider you can use the First Health PPO Network, an organized network of 500,000 physicians.
Renewal: Visitors Care® medical Insurance can be renewed online up to a total of 24 continuous months. After this period a new application is required. $5 for renewals online or by fax or mail upto 2 years unless there is a break in coverage. Renewals available in a whole month or daily increments.
Cancellation: If, for any reason, you are not pleased with this product, you may submit a written request for cancellation and refund of your premium. In order to be considered for a full refund, your request for cancellation must be received by IMG prior to your effective date. After the effective date refunds may be given on a pro rated basis minus a cancellation fee if no claims have been filed.