Petersen International Underwriters

Petersen International Underwriters

Petersen International Underwriters (PIU) delivers insurance solutions for health, disability, medical and contingency risks. PIU has been identified nationwide and worldwide for its underwriting skill, originality, and direction in the insurance industry for almost four decades. The company offers several disability plans for athletes, business entrepreneurs, and individuals. It also provides life and contingency coverage, including high-limit accidents, brand protection, kidnap, ransom, and more. 

PIU is licensed in all 50 states, Washington D.C., and Canada but not all products are available in all states or countries. In 2001, the company developed the first severance agreement disability plan, followed by a special disability plan for the NFLPA and the Accelerated Benefit plan for age 70 in 2014. In addition, from 2017 to 2019, PIU has passed bills that amended previous legislation prohibiting the sale of special use disability insurance. 

PIU is a Lloyd’s Cover holder, and the company’s financial strength lies in Lloyd’s market. Lloyd has received A+, A.A.-, and A from Standard & Poor’s, Fitch Ratings, and A.M Best, respectively. 

petersen international underwriters

Travel Insurance Plans



For age 45 years with $50,000 plan and $100 deductible
  • Available for ages up to 84 yrs.
  • Choice of plan maximum limits of $50,000 to $5 million
  • Choice of Deductible options from $0 to $5,000
  • Includes coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs
  • Coverage up to maximum of 6 months
  • Optional coverage for War and Terrorism and hazardous sports activities
International Major Medical


For age 45 years with $50,000 plan and $250 deductible
  • Available for ages up to 84 yrs.
  • Choice of plan maximums limits of $50,000 to $1 million
  • Choice of Deductible options from $100 to $5,000
  • Includes coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs
  • Coverage up to maximum of 12 months
  • Optional coverage for ADD, Kidnap and Ransome and Hazardous sports
High Limit ADD


  • 100% Accidental Death benefit
  • 24/7 coverage available for individual or group
  • AD&D choice of limits from $100,000 to $100 million
  • Tailored to insure specific risk including war and terrorism, motor racing and more
  • No medical Underwriting required
  • Coverage options for 24 hours coverage, Common Carrier coverage, Air Travel only coverage

Why choose Petersen International Underwriters?

    • Leading the industry– PIU is proudly celebrating 40 years with Llyod’s of London. Since then, the company has been recognized nationally and internationally. 
    • Offer specialty plans- The plans offer disability, ransom and kidnapping, high limit accident, medical and contingency coverages. 
    • Protects your income- The plans keep you covered throughout the period when an individual is unable to work. They can pay their medical bills and meet their daily expenses. 
    • Licensed underwriter– PIU is licensed to operate in all 50 states and several international countries. Though they rely on the financial ratings of the Llyod’s market, the company has gained enough name and fame because of its products and services. 
    • Excellent team– PIU has handpicked brilliant team members who can assist and guide policy members during purchase, claims process, and reimbursement. 
petersen international underwriters’ eligibility

Petersen International Underwriters’ Eligibility 

Each plan has its own eligibility, which is mentioned in the plan’s documents or brochure. As PIU offers specialty plans to its members, the eligibility differs from one plan to another. For example, the Bridge Plan is meant for US residents waiting for Medicare eligibility. It serves as a go-to-gap product for individuals aged 60 and above who are not eligible for the Medicare plan or have missed the enrollment window. Current immigrants to the US who do not have residency or have been living in the US for less than 5 years or are still not eligible for the Medicare plan can opt for the Bridge Plan. 

In contrast, USAway Major Medical Plan is designed for Americans living and traveling abroad. US residents traveling outside the US must purchase short-term medical insurance to safeguard them from misfortunes and catastrophes. On the other hand, the International Major Medical Insurance Plan is suitable for foreigners coming to the US or moving to the US or employed by a US company for business or leisure. 

Petersen International Underwriters’ Claim 

Depending on the plan you have purchased, you need to select the correct claim form and submit it to the office. Written notice of a claim must be submitted within 20 days, and written proof of loss must be given to underwriters within (90) days after the date Eligible Expenses are incurred. Written proof of loss includes a completed claim form, medical records, and original receipts. 

All receipts must have legible information like the provider’s name and address, diagnosis and treatment, payment, service date, etc. Apart from this, the underwriters get the right to verify the records by obtaining necessary information from different sources. 

  • For Bridge Plans, you can submit the claim forms to: 

Disability Management Services, Inc

1350 Main Street, Suite 1600

Springfield, MA 01103

  • For Short term Medical, forms can be mailed to: 

Peterson International Underwriters

P.O. Box 92110 

Elk Grove Village, IL 60009 

petersen international underwriters’ claim
petersen international underwriters’ claim insurance cost

Petersen International Underwriters’ Insurance Cost 

The insurance costs of PIU plans can vary depending on the policy maximum and deductible you are choosing. Moreover, age, too, plays a crucial role in determining the premium. It is suggested to contact the company to find out the exact quotes for a plan.