Health Insurance for Non Residents in USA

Buy the best health insurance for non residents, non US citizens, & foreign nationals in USA




Health Insurance for Non Residents in USA & Non US Citizens, Foreign Nationals

Traveling and living in the US brings with it a whole plethora of exciting opportunities and course challenges. While you will certainly gain rich experiences, you need to have health insurance for visitors to the USA which will protect you financially in case of unexpected medical emergencies.

You need to find a comprehensive insurance plan which will be valid in your home country along with other countries.

At NRIOL, we are your trusted partner in providing health insurance for non residents in USA & non US citizens.

As one of the trusted health insurance companies, our mission is to provide security cover along with peace of mind for immigrants in the United States.

Our experts will guide you with the different modules and flexible options, wherein you will obtain the best insurance plan, according to your requirements. Whether you have a short-term stay or a long-term stay our insurance plans will cover all the necessary parameters.

health insurance for non residents in usa & non us citizens

Popular Health Insurance Plans for Non-US Citizens in USA

Visitors Care


For age 45 years with $50,000 plan and $100 deductible
  • Available for ages from 14 days old to 90yrs and above
  • Choice of Plan maximum limits of $25,000, $50,000, $100,000
  • Choice of Deductible options of $0, $50, $100
  • Includes coverage includes Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Includes coverage for non-chronic Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 2 years
Safe travel Elite


For age 45 years with $50,000 plan and $100 deductible
  • Available for ages from 14 days old to 89yrs
  • Choice of Plan maximum limits of $25,000 to $170,000
  • Choice of Deductible options $0; For ages 79 to 89 yrs: $100, $200
  • Includes coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Includes coverage for 1 episode of Acute Onset of Pre-existing condition
  • Coverage from 5 days to 2 years

We’re here to assist you
with exploring insurance Plans

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(804) 302 4185

what is health insurance

What is Health Insurance?

Health insurance for non US citizens plans covers doctor visits, hospitalization, surgery, prescriptions for sicknesses and injuries. Coverage can begin the next day with no medical tests required.

Most non-US citizen health insurance plans do not cover pre-existing conditions and preventive care. Some offer limited coverage for pre-existing conditions. Plans offer coverage through the Preferred Provider Network of hospitals and doctors. Direct cashless settlement of bills is possible.

New immigrants to the US who do not have US citizenship needing coverage for a longer time period, please visit the Immigrant Health Insurance section.

Doctor & hospital costs, Emergency medical evacuation and ambulance services; PPO discounts, and cashless claims settlement. We offer affordable health insurance for non residents in USA.

Advantages of health insurance for non residents in USA

Having the right tourist insurance while you are traveling to the States or residing in the States is extremely important. This is because as a non-US citizen if you do encounter unforeseen medical emergencies, you may need to pay thousands of dollars, even for a routine medical check-up. To avoid such an extreme situation medical insurance for a non-US citizen is important.

Some of the benefits include:-

    • Hospitalization bills.
    • Emergency medical evacuation/ expenses for the transportation.
    • Optional maternity cover
    • Optional Dental cover
    • Return of Mortal Remains
    • Acute onset of pre-existing medical cover.

Why choose us for health insurance for non residents in USA?

  • Established in the year 2003, NRIOL is a global insurance company providing non-US citizens health insurance, international travel, US citizens.
  • Our mission is to provide quality, affordable and accessible health insurance for non-US citizens.
  • As a prominent health insurance company, we strive to streamline the lifestyle of non-US citizens in the United States in case of any unforeseen medical emergencies.
  • By choosing us as your tourist insurance USA partner, you can be rest ensured to get affordable, safe, and professional health insurance, along with care.
  • We are extremely proud of our team who will one-step in ahead in furnishing you with all the relevant information, and providing customized insurance plans according to your preferences.

Health Insurance for Non Residents in USA – Trusted Carriers

Several trusted companies provide coverage for Non US citizens in the US. The plan administrators are located in the US allowing for easy claims processing. The underwriters for the plans (Sirius Internations, Lloyds, AIG) are rated A (Excellent) and above. We offer unparalleled customer service and advice to our clients to help them select the best health insurance plan for non US citizens.

Best Health Insurance for Non US Citizens

  • At NRIOL we have one of the most competitive and knowledgeable teams to guide you on you every step of health insurance for non-US citizens.
  • Medical insurance needs keep changing with the changing times worldwide. At NRIOL our dynamic approach and a constant need to adapt to the changing needs of our valued customers have been us at the forefront.
  • Our services keep changing gears according to the feedback provided by our valued clients for travel insurance US visas.
  • We have the widest range of flexible insurance options to suit all the insurance needs, especially of a non-US resident.
  • Benefits & Coverage
  • Plans By
    • Hospital Bills
    • Doctor Office Fees
    • Test & Diagnostic Expenses
    • Prescription Drugs
    • Emergency Medical Evacuation
    • Repatriation of Mortal Remains
    • Ambulance Expenses

Health Insurance for Non Residents – FAQs

  • How to get health insurance for non residents in USA?

    It is suggested that visitors get the medical insurance for tourist travel insurance USA cover even though they are on a short trip to the United States. There are certain criteria to be fulfilled to be eligible for health insurance for non residents in usa.

    Immigrants who are non-US citizens are eligible for medical coverage under the Medicaid and Children’s Health Insurance Program also called (CHIP). The primary criterion is they have to fulfill the state income and the residency rules. Having a tourist travel insurance USA visa is extremely beneficial which can provide accident and medical illness protection and can cover your overall treatment cost in case of any unexpected medical emergency.

  • Can a non-US citizen buy health insurance?

    Yes, a non-US citizen can buy health insurance if he plans to stay in the United States for a short or a long period. It is recommended that you buy visitor health insurance for USA visitors during your stay in the States as medical expenditures are extremely high in America and you may need to shell out an extreme amount of money from your pocket.

    If you are a non-US citizen or an international student in the US, it is suggested you buy a global medical coverage plan for non-US residents’ health insurance preferably from the United States only.

  • How much is the health insurance in the USA for non-US residents?

    The cost of health insurance for non-US citizens varies according to every person. Also, it depends on your stay in the United States. So it is difficult to quote an exact amount.

    You need to access all your priorities and requirements to get the best insurance plan which will cover the most comprehensive medical emergencies. Typically it may include hospitalization visits, lab services, and chronic disease management, ambulance charges, doctor consultation, etc. Please understand most of the insurance policies do not cover a pre-existing medical condition.  However, some policies do cover the acute onset of a pre-existing medical condition. You need to go through every policy in detail and obtain the best for your insurance needs.

  • Which is the best insurance for visitors in the USA?

    For high-quality and affordable healthcare services, NRIOL is your insurance provider for international travelers to the USA. With an unsurpassed insurance service where you will only get nothing but the best, you will experience top professional services along with a variety of insurance plans to suit your requirements.

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