Diplomat America Insurance

Diplomat America Insurance for visitors to the US

Diplomat America Insurance is an excellent visitor medical insurance policy. Diplomat America Insurance provides Accident and Sickness medical coverage, travel assistance, and Accidental Death and Dismemberment benefits to foreign nationals while visiting the United States. It is a popular choice for visitors over age 80.

Jurisdiction Limitation: Coverage is not available for residents of the United States or citizens of Australia or Iran or any travel outside the United States.

Plan Details

  • Policy Max
  • Deductible
  • Co-Insurance
  • Coverage Options
  • Plan Life
  • Underwriter
  • Claims Administrator
  • Plan A – $50,000,
  • Plan B – $100,000
  • Plan C – $250,000,
  • Plan D – $500,000
  • Plan E – $1,000,000
  • Persons up to age 59 are eligible for all plans;
  • Persons age 60 – 69 are eligible for Plans A, B, and C;
  • Persons age 70 – 79 are eligible for plans A and B;
  • Persons age 80+ are eligible for a maximum benefit of $20,000.
  • $0, $50, $100, $250, $500, $1,000, $2,500, $5,000 per person per policy period.
  • After the deductible is paid, the program pays 80% up to $5,000 of eligible expenses, then 100% to the selected Medical Maximum. There will be an additional $250 deductible for each emergency room visit as a result of an illness. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident.
  • Hazardous Activity coverage and Athletic Sports coverage can be added to the basic policy. If coverage is required outside the US purchase the Diplomat International plan.
  • The minimum period of coverage under Diplomat America is fifteen(15) days, maximum is 365 days. The plan cannot be renewed.
  • Diplomat America Medical Insurance is underwritten by C&F Cayman SPC for and on behalf of ITI SP.
  • Diplomat America Medical Insurance is administered by Global Underwriters, Inc.

  • Eligibility
    • Diplomat America provides Accident and Sickness medical coverage, travel assistance, and Accidental Death and Dismemberment benefits to foreign nationals while visiting the United States. Coverage is available for self, a second adult, unmarried dependent children, or children traveling alone.
    • Coverage for traveling outside the United States is available through the Diplomat International and Diplomat LT programs.
      Jurisdiction Limitation: Coverage is not available for citizens of Australia or residents of New York, Maryland and South Dakota. Coverage is not available in Iran.
  • Plan Benefits

    Diplomat America insurance for visitors and immigrants offers a broad range of benefits including:

    • Charges made by a Hospital for room, board and other services: Up to Policy Maximum
    • Emergency Reunion: Up to $50,000
    • Emergency Medical Evacuation: Up to $100,000 for reasonable travel and accommodation expenses up to a maximum of 10 days.
    • Repatriation of Remains Expenses: $50,000
    • Accidental Death: Up to $25,000
    • Covid-19 insurance coverage.
  • Remarks
    • PPO Network: Diplomat America insurance for visitors follows a PPO network. AIG Assist can be contacted to locate providers in your area.
    • Renewal: Diplomat America insurance for visitors cannot be renewed.
    • Cancellation: Diplomat America insurance can be cancelled with a refund (less a $25 cancellation fee) only if written request to cancel is received prior to start of plan. After that date no refunds are available. Partial refunds are not available.