Au Pair Insurance

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Au Pair insurance

Au Pair insurance is one of the essential factors you need to consider if you plan to bring a nanny or caregiver for your kids. Health insurance is a mandatory requirement for bringing au pairs from their home countries to the US. Generally, the insurance cost is covered either by the host families or nannies. 

Insurance is essential when someone is traveling abroad. Though it is not mandated by law, arriving in the US without an insurance policy can do more financial harm than good. In addition, accidents, injuries, illnesses, and other medical emergencies can occur anytime, which is why an au pair health insurance in the US is essential. 

NRIOL.net has several nanny insurance plans suitable for different lengths of stay. To know more, call us. 

Popular Au-Pair Insurance Plans

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Atlas America

$80/mo

For age 45 years with $50,000 plan and $250 deductible
  • Available for ages from 14 days old to 80yrs and above
  • Choice of plan maximum limits ranging from $50,000 to $2 million
  • Choice of deductible options from $0 to $5,000
  • Includes coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Includes coverage for non-chronic Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 364 days
Patriot Exchange

$57/mo

For age 24 years with $100,000 plan and $250 deductible
  • Available for ages up to 64 yrs.
  • Choice of plan maximum limits ranging from $50,000 to $500,000
  • Choice of deductible options from $0 to $500
  • Includes coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Includes coverage for Pre-existing conditions after 12 months of continuous coverage
  • Coverage from 5 days to 48 continuous months
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Atlas America Premium

$150/mo

For age 45 years with $50,000 plan and $250 deductible
  • Available for ages from 14 days old to 80yrs and above
  • Plan maximum limits ranging from $50,000 to $2 million
  • Deductible options from $0 to $5,000
  • Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Coverage for non-chronic Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 364 days
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Study USA

$37/mo

For age 24 years with $200,000 plan and $250 deductible
  • Available for ages from 14 days to 65 yrs.
  • Choice of plan maximum limits ranging from $100,000 to $500,000
  • Choice of Deductible options from $25 to $250
  • Includes coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Mental health, Pregnancy
  • Includes coverage for Covid-19 (excluded on Basic)
  • Coverage from 30 days to 4 years
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Student Secure

$43/mo

For age 24 years with $250,000 plan and $90 deductible
  • Available for ages under 65 years.
  • Choice of plan maximum limits ranging from $100,000 to $500,000
  • Choice of Deductible options from $25 to $50 based on the plan
  • Includes Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Mental Health, Pregnancy, Covid-19 (excluded on the Smart plan)
  • Includes coverage for non-chronic Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 364 days
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GeoBlue Navigator

$230/mo

For age 25 yrs $5000 deductible
  • Available for international students on F1, J1 OPT and faculty below the age of 74 yrs.
  • Unlimited annual and lifetime medical maximum.
  • Choice of deductibles from $0 to $5000
  • Comprehensive mental health services included.
  • Contraceptive services and supplies are covered.
  • Choice to see any healthcare provider outside of the U.S. and access to the Blue Cross Blue Shield PPO network in the U.S.
  • Pre-existing conditions covered with proof of previous coverage.
  • Coverage for Illnesses and injuries related to terrorism, Covid.
  • Optional dental, vision, and maternity coverage.
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Student Health Advantage

$104/mo

For age 24 years with $300,000 plan and $100 deductible
  • Available for ages from 31 days up to 64 yrs.
  • Plan maximum limit of $300,000 per incident
  • Deductible of $100 per incident
  • Includes coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Mental Health, Pregnancy, Covid-19
  • Includes coverage for Pre-existing conditions after 6 month waiting period
  • Coverage from 1 months to maximum of 60 months

What is Au Pair Insurance? 

Au Pair insurance is meant for nannies, caregivers, and helpers who come to the US to help with the household work or childcare in exchange for money and accommodation. Au Pair in America is one of the in-home care programs offering personal liability protection for its members.  

Coming to the US to work as a nanny becomes easy when you carry an insurance policy. The plans can be purchased by the host family or the nanny herself/himself to protect him/her from unforeseen medical expenditures. 

Medical insurance for au pairs includes eligible medical treatment, surgery, hospitalization, travel-related benefits, emergency dental procedures, COVID-19, emergency evacuation and repatriation, and more. 

Generally, the plans exempt pre-existing illnesses, mental and nervous disorders, pregnancy and childbirth, suicide or attempted suicide, self-inflicted harm, etc. The brochure highlights what is included and excluded in the au pair health insurance USA plans. 

For more information, call us or drop us an email.  

We’re here to assist you with exploring insurance Plans

Get an Insurance Quote to get started!

Call Us For More Details

Telephone

(804) 302 4185

Advantages of Au Pair Insurance

    • Covers medical emergencies– NRIOL.net au pair health insurance plans cover sudden medical emergencies and hospitalization that can otherwise push you to financial debt. 
    • Offers travel benefits- Some plans come with travel-related benefits like  trip delay, baggage, document loss, and more to travel stress-free. 
    • Covers COVID-19– With the ongoing pandemic, NRIOL.net au pair medical insurance policies protect people from COVID-19 and related expenses. 
    • Emergency evacuation- Some plans cover emergency medical evacuation and transportation to the nearest equipped medical unit for proper treatment. 
    • Protects finances– Health insurance plans for au pairs and nannies safeguard their finances and offer them cashless treatment for eligible medical expenses.

Why choose us for Au Pair Insurance?

    • Prompt service– We take our customers seriously and offer necessary guidance and advice regarding policies. Customers can WhatsApp us, call us or email us at any time of the day. 
    • Flexible plans– Our plans are made keeping the au pairs’ medical and travel needs in mind. The plans are robust and can protect during their stay. 
    • 24/7 availability– Our members can reach us anytime if they face any issues with their plans. We operate around the clock and keep no stone unturned to satisfy our clients. 
    • Recognizable plans- Our plans are recognized in the US. Hence, members will hardly face any issues in receiving cashless treatment in the hospitals and clinics inside the network. 
    • Reputable company- NRIOL.net takes pride in coming a long way in the insurance industry and serving thousands of clients. We have earned a high reputation in the market and have housed experts from the same domain. 

How does Au Pair insurance work? 

Au pair insurance plan can be brought either by an au pair or by the host family. It works just like a health insurance policy, protecting you from unforeseen medical emergencies, surgeries, accidents, and illnesses. In addition, you receive cashless treatment on choosing a provider inside the network, depending on the plan you choose. Some plans offer travel-related benefits that protect against baggage loss, loss of documents, and passports. 

How much does AU Pair health insurance in the USA cost? 

The cost of au pair health insurance depends on many factors like age, length of stay, coverage amount needed, deductible chosen, and more. As you can find both limited and comprehensive plans, it is up to you what kind of plan you choose and how much the risk you are willing to take in a new country. 

FAQS

  • Do an au pair need insurance?

    Au pairs must be insured for their entire stay in the US, so they need to purchase an au pair insurance policy. However, who will be responsible for paying the insurance premium depends on the host country. 

  • What does an au pair do?

    An au pair, usually a foreign person takes care of children and does domestic work for the family in return for room and board and a chance to learn the family’s language.  From preparing their meals and doing their laundry to bathing and playing with them, an au pair’s task is multi-faceted. 

  • What are some of the popular au pair insurance plans?

    Atlas Travel, Diplomat long term, Patriot Travel, and Student Secure are some of the popular au pair health insurance US plans. 

  • Should you purchase an au pair insurance if coming to the US?

    Yes, you should purchase an au pair insurance policy. As medical cost is exorbitant in America, it becomes vital to carry a comprehensive health insurance plan that can cover your entire stay. 

  • How to apply for an au pair insurance plan?

    The process is smooth and easy. You can visit our site and choose a plan as per your needs. Or you can call us, and we can help you find the right plan. 

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