Designed for those participating in education and cultural exchange programs abroad, the Patriot Exchange SM Program gives peace of mind to participants (2 or more) and group organizers alike.
Patriot Exchange
Plan Details
- Patriot Exchange SM Program provides a Policy Maximum of $5,000,000 for individuals and groups
- Deductible Options: $0, $100, $250, or $500 per illness or injury available.
- While enrollee is in Host Country, 100% of Eligible Expenses after the Deductible up to the Per-Illness or Lifetime Maximum Limit.
- Coverage under the plan can be renewed
a minimum of five (5) days, up to a maximum of 48 continuous months, as long as the premium is paid when due and the insured continues to meet the eligibility requirements of the plan. - Optional Lost Personal Property, Legal Assistance, and Personal Liability add-on coverage
- Optional Sports rider
- Coverage under the plan can be renewed a minimum of five (5) days, up to a maximum of 48 continuous months.
- The Patriot Exchange SM Program is underwritten by Sirius Specialty Insurance Corporation.
- The Patriot Exchange SM Program is administered by the International Medical Group, Inc.
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Eligibility
- Open to for individuals and groups of two or more
students studying abroad or participating in a cultural exchange program, including J1 and J2 visa holders. Coverage may be purchased for spouses and unmarried, dependent children
traveling with the student/participant. - The member must be physically and legally residing in the destination country
with the intent to reside there for at least 30 days on the
effective date and at renewal.
- Open to for individuals and groups of two or more
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Plan Benefits
Patriot Exchange Program offers a broad range of benefits including:
- Coverage for medical emergencies, illness, or injuries while studying abroad;
- Emergency Medical Evacuation to the nearest qualified medical center or hospital and Emergency Reunion coverage for family members;
- Accidental Death and Dismemberment and Return of Mortal Remains or Cremation/Burial coverage;
- COVID-19/SARS-CoV-2 Coverage;
- Coverage for Political Evacuation and acts of Terrorism;
- Optional Lost Personal Property, Legal Assistance, and Personal Liability add-on coverage; and,
- Optional Sports rider.
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Remarks
- PPO Network: Outside the US the plan does not follow a network. You can utilize the International Provider Access for assistance in locating a health care provider. Inside the US, the Patriot Exchange Insurance provider network is Teladoc.
- Renewal: The plan can be renewed a minimum of five (5) days, up to a maximum of 48 continuous months, as long as the premium is paid when due and the insured continues to meet the eligibility requirements of the plan.
