Travel Health Insurance for Groups

Travel Insurance for Groups – Eligibility& Enrollment

Group travel insurance plans have various eligibility requirements. Typically group plans require a minimum of 5 members to be insured. To be eligible for the group travel Insurance the member must be a participant of the tour or expedition. Missionaries, student groups, corporate groups and other organizations can benefit from this coverage. Some group plans offer reduced benefits for members over age 70. Some group travel plans with trip cancellation benefits have residency requirements for participants.

Online enrollment with immediate confirmation is available for most group travel plans. Payment can be made by credit card and coverage can begin immediately. Tour leaders can also email or fax roster details and make payments by check or credit card.

Group Travel Medical Insurance – Coverage

Group travel medical insurance plans offer coverage for doctor visits, hospitalization, prescriptions, surgery and medical tests for covered sicknesses and injuries. Emergency evacuation and repatriation are usually included in the benefits offered by the plan. Travel assistance services and other emergency assistance services are valuable services that are typically included.

Group Trip Cancellation Insurance – Benefits

Group trip cancellation insurance plans reimburse non-refundable costs in the event you have to cancel your trip for a covered reason. Some plans also cover trip interruptions after you have started out on your trip and have to return home. Baggage delay, travel delays and baggage loss are other benefits offered by group trip cancellation plans. Emergency evacuations and repatriations can also be arranged.

Underinsurance and Overinsurance
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