Nanny Health Insurance

Compare & buy the best health Insurance for nannies & caregivers in the USA

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Have questions about Nanny Health Insurance? We’re happy to help!!    (804) 302 4185

Best Nanny Health Insurance in USA

Are you planning to hire a nanny in the US? Are you looking for a health benefits package for nannies and caregivers? NRIOL has comprehensive  nanny health insurance  plans that can save nannies, au pairs, babysitters, and caregivers from the expensive medical treatment inside the US.

Without medical benefits, it becomes difficult for them to survive in a country that ranks top in offering advanced medical services. 

Health insurance for a nanny  can be obtained under a group insurance plan (employer-sponsored plan) or from a private insurance company, like us. NRIOL.net has various plans that suit unique needs.

Whether you want to hire a full-time nanny or appoint one for a short stay in the US, you can find relatable plans on our site. To know more, call us or drop us an email. We can help you find a plan that meets your requirements.

Most Selling Caregivers & Nanny Health Insurance Plans

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Visitors Care

$30/mo

For age 45 years with $50,000 plan and $100 deductible
  • Available for ages from 14 days old to 90yrs and above
  • Choice of Plan maximum limits of $25,000, $50,000, $100,000
  • Choice of Deductible options of $0, $50, $100
  • Includes coverage includes Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Includes coverage for non-chronic Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 2 years
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Visitor Secure

$33/mo

For age 45 years with $50,000 plan and $100 deductible
  • Available for ages from 14 days old to 80yrs and above
  • Choice of plan maximum limits ranging from $50,000 to $130,000
  • Choice of deductible options from $0, $50, $100
  • Includes coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Includes coverage for non-chronic Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 2 years
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Patriot America Plus

$71/mo

For age 45 years with $50,000 plan and $250 deductible
  • Available for ages from 14 days old and above
  • Choice of plan maximum limits of $50,000 to $1 million
  • Choice of deductible options from $0 to $2,500
  • Includes coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Includes coverage for non-chronic Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 2 years
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Atlas America

$80/mo

For age 45 years with $50,000 plan and $250 deductible
  • Available for ages from 14 days old to 80yrs and above
  • Choice of plan maximum limits ranging from $50,000 to $2 million
  • Choice of deductible options from $0 to $5,000
  • Includes coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Includes coverage for non-chronic Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 364 days
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Patriot Exchange

$57/mo

For age 24 years with $100,000 plan and $250 deductible
  • Available for ages up to 64 yrs.
  • Choice of plan maximum limits ranging from $50,000 to $500,000
  • Choice of deductible options from $0 to $500
  • Includes coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Includes coverage for Pre-existing conditions after 12 months of continuous coverage
  • Coverage from 5 days to 48 continuous months
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(804) 302 4185

How much does nanny health insurance cost? 

It can be hard to determine the cost of  health insurance coverage for a nanny. It depends on many factors like age, length of stay, deductible, and more. However, you can get the exact quotes with the plans on our site by inserting the correct information. You can also contact us for the same. 

How does health insurance for nannies’ work? 

Your nanny’s health should be a priority, especially when you employ her. As staying healthy and safe is one of the prime options, getting comprehensive health coverage seems to be good. The plan covers them for medical expenses and medical emergencies that will be otherwise stressful for them and you to pay from your pockets. 

Advantages of Nanny Health Insurance

    • Covers medical expenses– NRIOL’s nanny health insurance covers medical fees and hospitalization charges for new illnesses or accidents. 
    • Covers medical emergencies– The plans cover you during medical emergencies, especially when you need to rush to a clinic or hospital for treatment. 
    • Dental coverage– Sudden dental pain or surgery can cause you a lot of discomforts. The policies for nannies offer dental coverage, as well. 
    • Pre-existing condition coverage- Some plans cover the acute onset of pre-existing conditions and their medical treatment. 
    • Prescription drugs- The plans offer coverage to prescription drugs for any new sickness that one may contract during their stay in the US. 

Why Choose us for Nanny Health Insurance?

    • Best plans– NRIOL.net has some of the best US health insurance for nannies . Thus, members will not face any troubles in a hospital or clinic. 
    • Knowledge and reputation– We have been in the insurance industry for years and have in-depth knowledge about the plans. 
    • Proper guidance- It may not be easy for everyone to find the right plan. But with our guidance, members can choose the right insurance plan for them. 
    • Global presence- Our plans have vast networks and access all over the globe. The medical benefits may differ inside and outside the US, so members get detailed information on the benefits. 
    • 24*7 assistance– We ensure that our policyholders receive customer assistance and guidance whenever they want. 

FAQS

  • Are nanny health insurance plans similar to visitor health insurance plans?

    Yes. Visitor insurance plans are like nanny insurance plans. If the Nanny is working on a visa in the US, the nanny for all practical purposes is considered a visitor who is temporarily living in the US.  

  • Can you receive an insurance plan from your employing family?

    Yes. Nannies can receive insurance plans from their employing families. The family can either pay the entire premium for the purchased plan or pay a part, leaving the rest to be paid by the caregiver. 

  • Is getting a health insurance plan for a nanny is mandatory in the US?

    As the US is not a cheap country when it comes to living, medical expenses are skyrocketed. It is trouble for anyone to matchup up with such costs. It may not be mandatory for a nanny to get an insurance policy, but it is recommended. The policy can cover the medical expenses up to the maximum limit. And, as nannies are always around the kids, they need to be extra cautious about their health. 

  • Is there any tax advantage health benefit option for nannies?

    There are two options that can be offered as nanny health insurance- QSEHRA (qualified small employer health reimbursement arrangement) and ICHRA (individual coverage health reimbursement arrangement). QSEHRA is a tax-free benefit that allows an employing family reimburses a nanny’s health care expenses. However, the yearly maximum is set by the government. On the other hand, ICHRA allows an employing family to set an allowance cap that one cannot exceed. 

  • Can an employer sponsor a green card for a nanny?

    Yes. If an employer wants a nanny to live with them in the US permanently, he/she can sponsor a green card for them. J1 visas, H-2B, and B2 visas are the three temporary visas for nannies. And a permanent solution involves PERM or labor certification, which is a lengthy procedure before a nanny gets a visa. 

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