Travel Insurance for Schengen Visa

Advantages of travel coverage for Schengen Visa

If you are planning a trip to any of the European countries, it is always a good idea to have Schengen travel insurance to take care of any unexpected medical emergencies.

The advantages of travel insurance Schengen visa are-

• Most travel insurance firms offer cashless cover. However, you need to check it beforehand.
• It also offers emergency evacuation services.
• Loss of a passport is also covered under the Schengen visa.
• It provides personal accident cover.
• The tourist insurance Schengen visa also provides for third-party damage cover.

Please note the above benefits are exclusive only. The parameters differ for different companies and also according to the purpose of your visit. You need to access all your priorities before obtaining the tourist visa Schengen insurance.

What is Schengen Visa Travel Insurance? 

Schengen visa travel insurance covers all the eligible medical expenses when foreigners are vacationing or visiting the Schengen areas. It is a mandatory travel requirement for travelers who apply for a Schengen visa. A Schengen visa is obtained by individuals going to Europe for business or leisure for 90 days or less. 

Purchasing Schengen travel insurance is necessary to get Schengen Visa. Schengen visa insurance will provide visitors with the medical coverage needed for travel. A policy typically covers medical emergencies, including sickness or accidents, accidental death, injury, dismemberment, lost baggage, travel delays resulting from the weather, evacuation, repatriation, etc. 

How does Schengen Visa Insurance work? 

Schengen visa travel insurance works in all 26 Schengen countries, i.e., Austria, Belgium, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland. 

This insurance policy is a mandatory requirement for travelers applying for a Schengen visa. It provides coverage for emergency medical treatment, expenses related to an emergency evacuation, hospital expenses, prescription drugs, and expenses associated with the repatriation of mortal remains. In addition, some plans can cover the acute onset of pre-existing conditions and costs related to COVID-19. Once you purchase the plan, your ID card and all the insurance documents are emailed to you. You can download and print the documents. In the event, you need to use the insurance you can simply show the ID card to the provider. The provider can bill the insurance company, or you can pay upfront and submit a claim for reimbursement.  

Why buy travel insurance to Europe

Travel Insurance to Europe primarily covers unexpected expenses from hospitalization, out-patient treatment, medical evacuation, and repatriation of mortal remains. European governments do not want to bear the costs of treating an injured or sick tourist visiting Europe hence they mandate travel insurance to Europe.

Healthcare in many European countries is provided by their government for the nation’s citizens, and they certainly do not want foreigners increasing the governments’ healthcare bills. Europe Travel Insurance is very affordable and can be easily purchased online.