How does Schengen Visa Insurance work?
Schengen visa travel insurance works in all 26 Schengen countries, i.e., Austria, Belgium, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.
This insurance policy is a mandatory requirement for travelers applying for a Schengen visa. It provides coverage for emergency medical treatment, expenses related to an emergency evacuation, hospital expenses, prescription drugs, and expenses associated with the repatriation of mortal remains. In addition, some plans can cover the acute onset of pre-existing conditions and costs related to COVID-19. Once you purchase the plan, your ID card and all the insurance documents are emailed to you. You can download and print the documents. In the event, you need to use the insurance you can simply show the ID card to the provider. The provider can bill the insurance company, or you can pay upfront and submit a claim for reimbursement.