Travel Insurance for Schengen Visa

Our Insurance plan meets and exceeds insurance requirements for Europe Travel Insurance. Buy Travel Insurance for Schengen Visa Online.




Travel insurance for Schengen Visa 

Visiting and exploring Europe can give you an enthralling experience. Many travelers to Europe need a visa to enter the Schengen countries. If you need a visa to travel to any of the Schengen countries, it is mandatory to show proof of travel insurance while applying for the visa. If you do not need a visa to travel to Europe, it is still a good practice to buy travel insurance to cover you during your travel. Without travel insurance, things can go downhill during a medical emergency. Any unexpected accident or illness can cost you a lot. Managing to pay the bills and taking multiple hospital trips can ruin your vacation. 

Travel insurance for a Schengen visa can cover unforeseen travel and medical incidents that can otherwise make you suffer financially. However, with no insurance coverage, travelers need to pay out of their pockets for any medical event. From hospitalization charges to emergency transportation, visitors need to bear the costs. offers Schengen travel insurance plans. If you wish to purchase one, call us to discuss the options.

Travel insurance for Schengen Visa
why choose us for insurance visa schengen travel

Why choose us for insurance visa Schengen travel?

When you choose NRIOL as your Europe travel Insurance partner, you not only get important insurance coverage for your international trip but the expertise of our highly knowledgeable team.

If in an unfortunate event you encounter any medical emergencies you have our back to cover the whooping hospitalization costs.

As a sought-after firm offering highly exceptional international travel insurance, we offer support 24/7 to answer any of your queries or concerns.

We want our esteemed clients to have a comfortable and enjoyable trip to the European country you have chosen to travel to.

We offer the most competitive and pocket-friendly rates.

Advantages of travel coverage for Schengen Visa

If you are planning a trip to any of the European countries, it is always a good idea to have Schengen travel insurance to take care of any unexpected medical emergencies.

The advantages of travel insurance Schengen visa are-

  • Most travel insurance firms offer cashless cover. However, you need to check it beforehand.
  • It also offers emergency evacuation services.
  • Loss of a passport is also covered under the Schengen visa.
  • It provides personal accident cover.
  • The tourist insurance Schengen visa also provides for third-party damage cover.

Please note the above benefits are exclusive only. The parameters differ for different companies and also according to the purpose of your visit. You need to access all your priorities before obtaining the tourist visa Schengen insurance.

advantages of travel coverage for schengen visa
What is Schengen Visa Travel Insurance?

What is Schengen Visa Travel Insurance? 

Schengen visa travel insurance covers all the eligible medical expenses when foreigners are vacationing or visiting the Schengen areas. It is a mandatory travel requirement for travelers who apply for a Schengen visa. A Schengen visa is obtained by individuals going to Europe for business or leisure for 90 days or less. 

Purchasing Schengen travel insurance is necessary to get Schengen Visa. Schengen visa insurance will provide visitors with the medical coverage needed for travel. A policy typically covers medical emergencies, including sickness or accidents, accidental death, injury, dismemberment, lost baggage, travel delays resulting from the weather, evacuation, repatriation, etc. 

How does Schengen Visa Insurance work? 

Schengen visa travel insurance works in all 26 Schengen countries, i.e., Austria, Belgium, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland. 

This insurance policy is a mandatory requirement for travelers applying for a Schengen visa. It provides coverage for emergency medical treatment, expenses related to an emergency evacuation, hospital expenses, prescription drugs, and expenses associated with the repatriation of mortal remains. In addition, some plans can cover the acute onset of pre-existing conditions and costs related to COVID-19. Once you purchase the plan, your ID card and all the insurance documents are emailed to you. You can download and print the documents. In the event, you need to use the insurance you can simply show the ID card to the provider. The provider can bill the insurance company, or you can pay upfront and submit a claim for reimbursement.  

How does Schengen Visa Insurance work?

Schengen Visa Insurance requirements

    • It should cover at least €30,000 for medical expenses and emergency evacuation. 
    • It should be valid in all 26 countries in the Schengen Zone. 
    • It should be valid for the entire duration of time in Europe. 
    • It should cover emergency medical and hospital care, repatriation, and death expenses. 

What does Schengen Visa Insurance cover?

Typically, travel medical insurance for a Schengen visa covers the following: 

  • Medical treatment costs including in-patient and out-patient treatment, doctor visits, hospitalization, surgery, prescription medication, and emergency dental care. 
  • Cost of repatriation or evacuation if travelers fall sick or get into a severe accident that requires medical attention from their home country. It also covers repatriation in the event of death. 
  • Assistance in the event of illness of a minor. The insurance pays for someone to travel to be with the minor in the event of hospitalization. The insurance plan may pay for their flight, accommodation, meals, etc. 
  • Loss or theft of baggage, where the insurance company can reimburse some expenses of permanently lost checked luggage by a common carrier.  
  • Personal liability; The insurance company may cover some expenses in connection with Personal Liability of the insured person  incurred for acts, omissions, and other occurrences covered under the insurance for losses or damages caused by the negligent acts or omissions of the insured person resulting in injury, damage, or loss to property of a third person. 

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Why buy travel insurance to Europe

Travel Insurance to Europe primarily covers unexpected expenses from hospitalization, out-patient treatment, medical evacuation, and repatriation of mortal remains. European governments do not want to bear the costs of treating an injured or sick tourist visiting Europe hence they mandate travel insurance to Europe.

Healthcare in many European countries is provided by their government for the nation’s citizens, and they certainly do not want foreigners increasing the governments’ healthcare bills. Europe Travel Insurance is very affordable and can be easily purchased online.

why buy travel insurance to europe

Best Schengen Visa Travel Insurance

  • Traveling to any European country will bring fascinating experiences which you will cherish for a lifetime.
  • However European countries are highly expensive, even for daily costs of living and routine expenses. And if in an unfortunate event you come across any medical emergencies you may need to shell out an atrocious amount of money.
  • As a professional and topmost travel insurance company, we at NRIOL, have tie-ups with the most sought-after medical insurance companies to provide you insurance for visitors to Europe.
  • Our tailor-made insurance plans will make your task easier for buying the insurance of your choice according to your priorities.
  • At NRIOL, we will give you all the assistance needed for a safe, carefree, and pleasant trip to Europe.

Where should one apply?

    • If you intend to visit only one particular Schengen country, you must apply at the Embassy of that particular country.
    • If you intend to visit several Schengen countries, you must apply at the Embassy of your main destination.
    • If you intend to visit several Schengen countries, but you do not have a main destination, you should apply at the Embassy of your first port of entry.
  • Our Promise
  • Plans By
    • Best price assured
    • Plans from major insurance companies available at one place
    • Compare features and premiums of plans from various providers
    • Instant coverage with online purchase of Schengen travel insurance
    • No medical exam required
    • 24 hour, 7 day a week service


  • Which travel insurance is the best for a Schengen visa?
    • For the most competitive, customized, and flexible travel insurance plans, we at NRIOL will provide you with the relevant cover for your Europe travel. Established in the year 2003, we are a distinguished team of travel experts with the sole purpose, to make your journey both enjoyable and safe.
    • And that begins with an all-comprehensive travel insurance Schengen visa.
    • We want our esteemed customers to explore different places, gain rich experiences and widen their outlook.  Our company is always on the task of creating innovative changes in the various insurance policies, according to the needs of the international traveler.
  • How much is the travel insurance for Schengen Visa?
    • If you are planning to visit Europe it is suggested that you obtain the Schengen visa along with the Schengen visa Health insurance. In case you encounter any medical emergencies it is always a safe idea to have an insurance cover so that you need not pay out of your pocket.
    • A minimum pre-requisite or coverage of at least 30,000 EUR is required for the travel insurance Europe visa.
  • How do I get the Schengen travel insurance visa?

    If you are planning to travel to any European country then it is recommended you acquire the Schengen travel visa insurance along with the Schengen visa. All types of travelers can get the Schengen visa travel insurance. They typically fall in the category of Leisure Travel, Business Travel, and students. There are different basic requirements to fulfill for each of the different categories and that depends on which travel insurance company you choose.

    Travelers have to fulfill the minimum requirement for the Schengen visa travel insurance.

    The general requirements for the Schengen visa health insurance are-

    • Completed visa application form
    • A valid passport
    • Photographs meeting the Europe visa requirements
    • The reason for your travel
    • How do you plan to take care of your accommodations?
    • Your plans of returning to your home country.
    • The insurance policy must be valid for the entire duration of your stay.
    • It should cover all the Schengen countries.
    • The travel insurance policy should have a minimum coverage of 30,000 Euros.
  • Can I get health insurance with a tourist visa?

    Yes, individuals with a tourist visa are eligible for health insurance. Tourists are advised to get visitor health insurance while traveling to the US as the healthcare expenses are much higher in the US.

  • Which is the best travel medical insurance for Europe?
    • For all-inclusive and comprehensive insurance coverage for your Europe travel, NRIOL is your go-to travel partner. When you choose us as your insurance tourist partner, you can rest assured of having a safe and peaceful trip.
    • We have partnered with some of the best insurance companies in the industry that will provide you with the most competitive rates, keeping in mind the duration of your travel, your requirements, and the purpose of your travel.
  • Do I need tourist travel insurance in Europe?

    No, it is not mandatory to have tourist travel Schengen insurance in Europe. However, it is always safe to have travel insurance if you are traveling to Europe.

    There are mainly two reasons for this-

    • You can face unexpected medical emergencies while you are on a foreign trip.
    • It can cost you an extremely high amount of money, almost making a big dent in your bank balance. To safeguard yourself against shelling out a huge quantity of money, it is always a practical way of obtaining valid health insurance to meet your sudden medical emergencies in a foreign land.
  • Is travel insurance mandatory for Schengen?

    Yes, it is compulsory to have a health insurance plan to get a Europe Visa. 

  • Do I need medical travel insurance for Europe?

    Having a health insurance plan while traveling to Europe is always beneficial. It can protect visitors from high medical costs during a medical emergency. 

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