Proposed Immigration Law Changes Miss Larger Picture

Proposed changes to the country’s immigration laws would significantly restrict family visas in order to make more room for in-demand employment visas. Those changes are contained in an immigration-reform bill that was cleared by the Senate in June 2013. The bill includes several visa restrictions, and specifically calls for the elimination of the family-based visa system that allows adult siblings of American citizens to immigrate to this country.  However, the proposed changes are already triggering stringent criticism, especially from the Asian American community in this country. The immigration reform bill,  the Border Security, Economic Opportunity and Immigration Modernisation Act was […]

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Starting Pangs: Group Health Insurance for Small Businesses

All big establishments typically start small. Often, though, practical questions plague the small business owner: How can I ensure group health insurance coverage for my three employees, without breaking the bank? Will companies actually cover just two or three people as a group? The answer is: yes. Group health insurance plans are of different types. Small businesses can also bring their employees under small business group insurance. While the premium will differ based on the number of employees covered under the group, typically, group insurance can be purchased for a minimum of two or five employees, depending on the plan. […]

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Sports Travel Insurance Keeps Active Travelers Protected

For many travelers, a vacation is about relaxing. For these people, laying out on the beach, spending time in the pool, or sightseeing is the ideal way to spend travel time. But for others, vacation is about taking their active lifestyle to new locales. For them, sports travel insurance is an essential purchase. People who are into snowboarding, skiing, and watersports love visiting new places to participate in those activities. For example, you may live in Denver and enjoy snowboarding and skiing there, but you might also want to visit Banff or Austria to try out their famous slopes. Or […]

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Medical Evacuation Insurance Comes In Handy for Cholera Outbreak

Recently, news of a potential cholera outbreak in the Dominican Republic alarmed many tourists. Not only is it scary news for those headed to that country, but it also raises concern about the outbreak of disease in other destinations as well. How would you ensure a safe and affordable evacuation of a country you were staying in? Medical evacuation insurance offers your best solution. The Dominican Republic is an extremely popular spot for vacationers. For U.S. tourists, it is the second most popular Caribbean country. And it is the most popular for European tourists. So if an outbreak were to […]

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Evacuation and Repatriation Insurance Offers Families Great Savings

Though it is unpleasant to think about, it is important that anyone traveling or living abroad give consideration to what they would do in a severe health emergency. You may already have an international health insurance policy in place to cover doctor’s visits, prescriptions, and hospitalization. But what would you do in a life-threatening or even fatal situation? In these instances, evacuation insurance is an extremely valuable asset. There are two kinds of evacuation insurance plans. The first one covers the cost of transporting you to the nearest medical facility. This way, if you’ve been involved in some sort of […]

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Evacuation Insurance Comes in Handy In the Event of Public Emergencies

If you are injured at a large public gathering or on public transportation like a plane, subway, or train, will you be able quickly evacuate and get the medical care you need? And if you are able to, will you be able to do so at an affordable rate? If you have medical evacuation insurance, then the answers to these questions are yes. Last week, passengers on a train in New York were aboard during a fire at a nearby railway bridge. Thankfully, no one was injured, and the biggest problem that occurred was a delay in service. But imagine […]

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Blown Tires on Delta Flight Prove the Need for Flight Insurance

Flight accidents are rare, and the chances of you being involved in one are slim, right? After all,mechanical checks of the plane before the flight will catch any potential problems. That is what many people believe, but the fact is it simply is not true, and you should be prepared for any circumstance by purchasing flight insurance. One great example of why flight insurance is important occurred on a recent Delta Airlines flight. Even though proper mechanical checks were performed, the plane still ran into a major problem. The plane was scheduled to travel from Atlanta to Ohio when it […]

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Flight Insurance Proves Valuable During Extreme Turbulence

Have you considered buying a flight insurance policy, but figured the odds of being in a plane crash were so remote that you did not need it? As passengers on a recent flight from Washington D.C. found out, there is more than one way for injuries to occur on a flight, which means there is more than one reason to buy flight insurance. The flight in question was a United Airlines flight headed for Los Angeles. Around the halfway point of the flight, severe weather lead to a bout with some rather extreme turbulence, causing injuries to passengers who were […]

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Passenger Confidence Soars with Flight Insurance

The news of the accident involving an international flight to India has once again made passengers wary of air travel, and spiked the purchase of flight accident insurance plans. While the reasons for the crash are still unclear and the families of the victims are coming to terms with the loss, questions are being raised about how safe air travel really is. More people are looking to purchase flight insurance to calm their nerves about air travel. Flight insurance usually comes in two types: pure flight insurance, which offers coverage for loss of life, limbs or sight as a result […]

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Fly High with Flight Insurance

Here’s a cure for pteromechanophobia—flight insurance. The symptom itself may sound complex, but it’s a common symptom, and you probably know it better as “fear of flying.” Some estimates peg the number of people who suffer from a fear of flying at 40%. The number of travelers who fear flying is increasing, and this is no coincidence. Several recent flight accidents have exposed the inherent risks involved in flying. Airline flight insurance is insurance that covers a person for loss of life, limbs, or sight, in addition to trip cancellation and baggage loss benefits, as the case may be. Plans […]

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