Insurance company must have a representative office in Europe Medical evacuation/repatriation coverage of at least US $37,500 Insurance must be valid for duration of stay in the Schengen statesRead more »
The Financial Default protection benefit is part of the Trip Cancellation/Interruption benefit. Financial default coverage applies if the airline, cruise line, or tour operator goes out of business and you are unable to travel or suffer financial loss. In order for this coverage to apply, coverage must be purchased within 7 – 21 days (depends on company) of the initial deposit. After determining if you qualify for the benefit, some of the plans have 7-14 day waiting period before the benefit would become effective. Additionally, this benefit would be only available if the airline, cruise line or tour operator was […]Read more »
All of the companies on our website provide reimbursement of villa, condo or other rental property as long as there is a written agreement/contract between the insured and the renter. Reimbursement of your pre-paid cost will be made if the trip cancellation or interruption was caused by a peril named in the policy.Read more »
Is there any company that provides travel insurance to cover loss of frequent flyer program miles, should the airline go out of business or if I am unable to re-instate them in the event of cancellation of a trip?
No, there is no company in the travel insurance industry that will cover loss of frequent flyer points or miles. Travel Insured will reimburse the penalty fee to return tickets back into the point program.Read more »
Should I include the equivalent monetary “cost” of the airline ticket that I purchased with frequent flyer miles?
Generally the insurance companies will not insure tickets purchased with reward points or miles because no money has been paid. However, you should insure yourself for adequate trip interruption coverage. Make sure that you have purchased enough trip interruption coverage to cover the cost of an economy ticket home plus the cost of any unused, non-refundable land arrangements that you might lose if you have to interrupt your trip.Read more »
Yes. Travel insurance is available to non-U.S. citizens whether or not they reside in the United States.Read more »
If your leave is denied because of declared or undeclared war, all policies will exclude that reason. There are several companies that address military leave or being called to duty in one form or another: Access America, Travel Guard – Cruise, Tour & Travel plan, Travel Insured, TravelSafe and Travelex all have “perils” that touch on this.Read more »
Many of our plans offer coverage for “Terrorism”. Trip cancellation coverage is generally considered to be a “named peril” type policy, meaning that only those perils that are named in the policy are covered. This includes terrorism. Each company however includes their own definition of terrorism.Read more »
Please email us the correction required and we will make the necessary changes to your policy and have a corrected policy sent to you.Read more »