Safe Travels USA policy offers travel insurance solutions for US and worldwide (with some restrictions to certain countries). This policy is designed for visiting parents, relatives and students needing international health insurance while traveling outside their home country. The policy can be bought for a minimum of 5 days up to a maximum of 364 days.
Safe Travels USA Cost Saver Insurance
Plan Details
- Safe travels USA Insurance provides a choice of medical maximum limits – of $50,000; $100,000; $250,000; $500,000 or $1,000,000 (ages 65+, maximum limited to $100,000; ages 80+, maximum limited to $50,000)
- Deductible choices of $0; $100; $250; $500; $1,000; $2,500; $5,000 – Annual.
- Plan pays 80% of the first $5,000 of Covered Expenses then 100% up to the policy maximum
- The minimum period of coverage under Safe travels USA is five (5) days, maximum is 364 days.
- The plan can be purchased for a minimum of 5 days and maximum of 364 days. 45 days or more of coverage must be purchased for plan to be renewable. Minimum 5 day renewal. Total period of coverage cannot exceed 24 months.
- Safe Travels USA Insurance is underwritten by Crum & Forster SPC.
- Safe Travels USA insurance is administered by Trawick International.
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Eligibility
- Safe Travel USA can provide coverage for you, your spouse/domestic partner/traveling companion and dependent children/grandchildren up to age 21 years . Safe Travels USA plan provides Accident and Sickness Medical, Accidental Death and Dismemberment, Emergency Medical Evacuation, Emergency Reunion, Political Evacuation, Trip Cancellation/Trip Interruption, Repatriation, and Travel Assistance to individuals while visiting the United States and Worldwide.
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Plan Benefits
Safe travels USA Insurance offers a broad range of benefits including:
- In patient hospitalization, surgery, ICU
- Mental or Nervous Disorders
- Physiotherapy/Physical Medicine/Chiropractic
- Dental Treatment (Injury and emergency alleviation of pain)
- Doctor Visits, X-rays and Prescriptions, Ambulance
- Emergency Medical Treatment of Pregnancy
- Accidental Death & Dismemberment Principal Sum
- Emergency Evacuation and repatriation
- Basic lost baggage, basic trip interruption
- Hijacking and Air or Water Piracy
- Political Evacuation
Pre-existing condition:
Pays up to $1,000 subject to the chosen Deductible and Coinsurance for Covered Medical Expenses resulting from a sudden, unexpected recurrence of a Pre-existing Condition while traveling outside the Covered Person’s Home Country. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatments existent or necessary prior to the Effective Date of coverage.
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Remarks
- PPO Network: The plan does not use any PPO network. One can go to any hospital or doctor of choice. Providers (hospitals and doctors) can bill the insurance company directly but it is voluntary because no PPO network arrangements exist.
- Renewal: There is a $5 admin fee each time you renew. After your initial purchase, you may extend your coverage up to a maximum of 364 days from the initial effective date. You may renew your coverage for an additional year as long as you continue to meet the eligibility requirements. Extensions and renewals can be made online with payment by credit card at Client Zone.
- Cancellation: Full cancellation and refund will only be considered if written request is received prior to the Effective Date of the coverage. If written request is received after the Effective Date of coverage, unused full month premiums may be refunded minus a cancellation fee of $25, if no claim has been submitted. No claims will be paid after the refund is made.
