Flight insurance is one type of travel insurance that can give you complete peace of mind when you next travel overseas. You may not have heard of flight insurance but the concept is very simple – flight insurance protects you financially when you fly. Whether you are flying for business or on vacation, whether you take one flight a year or 100, flight insurance can make a big difference to your travel experience. Have you considered the benefits of this type of insurance for your next trip?
The benefits of a basic flight insurance plan include coverage for the costs of accidental death while flying, injury, or loss of sight. Often an insurance package will come with extra benefits like medical evacuation insurance, repatriation cover, and baggage delay. The policy pays out if the traveler is injured while taking a flight.
Of course, flying is statistically pretty safe and it is unlikely you will be involved in a serious accident on a plane but there are many injuries and problems that are fairly common. And if you fly often, the package can be an extremely economical way to protect yourself. Plus, remember those additional benefits like baggage cover and trip delay. If your airline loses your bags how confident are you that you will get the full cost of your belongings back from them? Flight insurance can help. And if you are delayed through no fault of your own, who will pay for that hotel room or the deposit on the hotel you lose?
Find a plan that suits you by looking at the benefits available. Cheaper plans offer fewer benefits but can still be worthwhile – get what you need, and shop around for a good price. Flight insurance plans cover passengers on commercial airlines so they are not suitable for people who are taking flying lessons, or flight crew – for these purposes you need to look into different types of insurance.