Travel Insurance Questions to Ask

Thankfully there is a lot of choice available in travel insurance right now because it helps consumers get a great deal on travel protection. But a great deal doesn’t only mean the cheapest deal you can find. Sometimes cheap travel insurance plans are not the best option. Whenever you travel you need to make sure you are fully covered in terms of how long you will be away, which countries you visit, which activities you take part in, and whether you have any special needs. There are some questions to ask before you can be sure that the travel insurance […]

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Housing Tips for International Students in USA

Studying in the U.S. involves residing there and locating the ideal apartment or house can help you maximize your international experience. Securing great student housing in a new city or country can be overwhelming. You want to ensure you choose the ideal location at the right budget. Perhaps you want to reside among fellow students or experience local culture while improving your language skills. Fortunately, there’s a wide array of housing choices in the United States and depending on the city, a number of affordable options. Selecting affordable, convenient, and comfortable housing could make your experience more enjoyable. Consider these […]

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When should an adult child come off of their parents insurance plan?

If you are an adult child and you are still on your parent’s health insurance plan, you might be curious as to how long you can stay on it. In the past, a child would no longer be eligible for coverage on their parent’s plan once they attained the age of 19. Now, due to the Affordable Care Act, children may stay on their parent’s health insurance plan until they reach the age of 26. As an adult child, you can stay on a parent’s insurance plan as a dependent even if you: Start or leave an educational program Live […]

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Tax rules and tax saving tips for NRIs

Being an NRI, it is quite an uphill task maintaining one’s finances. Apart from ensuring that you are doing the right things abroad, you have also got to maintain that things are in perfect order in your own country India. There are many things that undergo changes with your residential status with tax rules being one of the foremost amongst them. Few things need to be done differently if you happen to be an NRI. If you are not keeping yourself updated with the latest tax rules then filing the taxes and dealing with your Savings Account can indeed become […]

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What to do when you can’t afford your tax bill?

Every now and then, people find that they are unable to pay their taxes on time. This is apt to put some people into a panic, but others may choose to ignore it. Fortunately, there really is a right way to approach the tax deadline – even if you do not have the money to pay it. Do Not Ignore It Probably about the worst thing you could do is to do nothing. There is a deadline date for a reason, and the Internal Revenue Service (IRS) would like to hear something from you. Filing the forms on or before […]

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Know the difference between Health Savings Account (HSA) and Financial Spending Account (FSA)

Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) have been a welcome introduction to the healthcare landscape over the last decade. Consumers love the ability to save money by investing in these plans and thereby avoiding taxes on the amounts they contribute, but do you know the differences between each type of plan, and the details of how each one works? You are, for the most part, not able to contribute to an HSA and an FSA in the same year and your employer will likely only offer one of these options to you, so even if you prefer […]

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What happens if U.S. backs out of Paris Climate Change Agreement?

Since Donald Trump’s inauguration as the President of the United States in January, the world has found itself uncertain of what sorts of changes would be implemented in U.S. policy. Many policies that had been established by the administration of Barack Obama, or which had even been entrenched well before he took office, have already been abandoned or reversed by the current president. This leaves many world leaders uncertain as to where the United States stands on a variety of issues. The latest example of this is the Paris Climate Change Agreement, which the U.S. has opted out of. What […]

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Underinsurance and Overinsurance: Risks and Tips for Prevention

Ideally, we all want to have exactly as much insurance as we need to protect our assets and take care of ourselves in case of an emergency. Unfortunately, though, many people are overinsured or underinsured rather than having the right amount of insurance. Here are some tips for preventing this issue and why you should be aware of it. What Is Underinsurance? Underinsurance occurs when a person doesn’t have enough insurance to cover what needs to be covered. This can include a medical condition, a property, or something else. According to Investopedia, inadequate coverage can result in a claim that […]

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Special Enrollment Periods: Qualifying Events and How to Apply

Normally, you have to enroll in your Healthcare Marketplace insurance plan during the open enrollment period, which is usually from early November to late January. However, there are some circumstances that may allow you to qualify for a special enrollment period (SEP) and provide you with the opportunity to choose and enroll in health insurance coverage at a time that is different from open enrollment. What Are the Events that Allow You to Qualify for an SEP? Certain, life-altering events can allow you to qualify for your own SEP. These can include Moving Getting married Having a baby Adopting a […]

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Long-lasting Insulin: An Insight into the Use, Dosage, Types and Alternatives

Long-lasting insulin, or long-acting insulin, is a type of treatment medication used by diabetics to compensate for the lack of insulin released by their pancreases. This particular type of the medication allows individuals with diabetes to receive their necessary insulin all day long, usually without requiring another dose. Long-lasting Insulin: How Does It Work? Long-acting insulin works to keep a person’s blood sugar at a normal amount throughout the entire day. This is usually because the pancreas itself does not release enough insulin––or any at all. Most individuals need insulin between meals and throughout the day to maintain a healthy […]

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How selenoprotein P is linked to diverse effects of exercise on individuals

Have you ever wondered why some people seem to get all the benefits they are supposed to get from exercise––like feeling energized, losing weight, building more toned and defined muscles, etc.––while others exercise the same amount and see no change? Are you frustrated with the way your work out regimen doesn’t seem to be making any difference in your lifestyle or your look? If so, it might have less to do with your routine and more to do with your proteins. What Is Selenoprotein P? Selenoprotein P is, according to a 2005 study published in the medical journal Annual Review […]

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