Travelex Travel Basic Insurance

Travelex Travel Basic offering cancellation and interruption coverage

Travelex Travel Basic offers a competitive protection plan for the budget conscious traveler offering trip cancellation, trip interruption and emergency medical coverage.

Plan Details

  • Policy Max
  • Deductible
  • Co-Insurance
  • Coverage Options
  • Plan Life
  • Underwriter
  • Claims Administrator

Travelex Travel Basic Maximum Benefit Amounts are in the brochure and listed below

  • Trip Cancellation – 100% of Insured Trip Cost ($10,000 *)
  • Trip Interruption – 100% of Insured Trip Cost ($10,000)
  • Trip Delay (5 hours) – $500 ($250 per day)
  • Missed Connection (3 hours or more) – $500
  • Emergency Medical and Dental Expenses $15,000
  • Emergency Medical Evacuation / Repatriation – $100,000
  • Baggage – $500
  • Baggage Delay (12 hours) – $100
  • Travel Assistance Services Included**
  • None.
  • Outside the U.S. and Canada:
    For the Certificate Period Travelex Travel Basic Insurance will pay 100% of Eligible Expenses up to the Overall Maximum Limit.
  • In USA
    For the Certificate Period Travelex Travel Basic Insurance will pay 100% of Eligible Expenses up to the Overall Maximum Limit.

Plan offers the Transportation Pak upgrade which provides two great benefits:

  • Flight Accident AD&D (per person) = $200,000
  • Rental Car Damage Protection (per plan) = $35,000
  • Coverage is available for trips up to a maximum of 30 days

Travelex Travel Basic Insurance is underwritten by Berkshire Hathaway Specialty Insurance Company.

Travelex Travel Basic Insurance is administered by Travelex Insurance Services, Inc.

  • Eligibility

    You must be a United States resident or citizen to purchase a protection plan.

    The following provisions apply to all coverages:

    All coverages (except Pre-Departure Trip Cancellation and Post-Departure Trip Interruption) will take effect on the later of 1)the date the plan payment and enrollment form has been received; 2)the date and time you start your Covered Trip; or 3)12:01 A.M. Standard Time on the Scheduled Departure Date of your Covered Trip

    Pre-Departure Trip Cancellation coverage will take effect at 12:01 A.M Standard Time on the day after the date your plan payment and enrollment form is received. Post-Departure Trip Interruption coverage will take effect on the Scheduled Departure Date of your Covered Trip if the required plan payment and any necessary enrollment forms is received.

    Your coverage automatically ends on the earlier of :
    1. the date the Covered Trip is completed;
    2. the Scheduled Return Date;
    3. cancellation of the Covered Trip covered by the plan;
    4. your arrival at the return destination on a round-trip, or the destination on a one-way trip.

    All coverages under the plan will be extended if your entire Covered Trip is covered by the plan and your return is delayed by unavoidable circumstances beyond your control.

    If coverage is extended for the above reasons, coverage will end on the earlier of the date you reach your originally scheduled return destination or seven (7) days after the Scheduled Return Date.

  • Plan Benefits

    Travelex Travel Basic offers a broad range of benefits including:

    • Trip Interruption of up to 100% of your insured trip cost
    • Up to $100,000 Emergency Medical Evacuation/Repatriation
    • Baggage coverage up to $500
    • Optional Transportation Pak Upgrade available
    • First Payer Coverage means easy claims handling, less time and hassle to receive reimbursement for eligible losses from us first, with no deductible. Funds may be recovered from your medical or other collectible insurance plans
  • Remarks

    PPO Network: Travel Assistance services can help you locate physician worldwide 24/7
    Renewal: A new application is needed for subsequent trips.
    Cancellation: If you are not completely satisfied within 10 days of purchasing this protection plan, Travelex will refund your plan cost, as long as you have not departed on your trip or filed a claim.
    Description of Coverage Please click here to view Travelex Travel Basic Description of Coverage
    This is a partial description of benefits. Certain terms, conditions, exclusions, and limitations apply as set out in the Description of Coverage. Product and specific pak benefits may not be available to residents of all states.

    *Trip Cancellation Coverage is for a Trip Cost, not to exceed $200,000 in aggregate trip cost for all covered persons for the same Covered Trip. **Travel Assistance & Concierge Services are provided by the designated provider as listed in the Description of Coverage. The travel insurance is underwritten by Berkshire Hathaway Specialty Insurance Company.

  • Download Policy

    GENERAL EXCLUSIONS This plan does not cover any loss caused by or resulting from: intentionally self-inflicted Injury, suicide, or attempted suicide of the Insured, Family Member, Traveling Companion or Business Partner while sane or insane; Normal Pregnancy or Childbirth, other than Unforeseen Complications of Pregnancy, of the Insured, a Traveling Companion or a Family Member; participation in professional athletic events; motor sport, or motor racing, including training or practice for the same; mountain climbing that requires the use of equipment such as; pick-axes, anchors, bolts, crampons, carabineers, and lead or top-rope anchoring or other specialized equipment; operating or learning to operate any aircraft, as student, pilot, or crew; air travel on any air-supported device, other than a regularly scheduled airline or air charter; war (whether declared or not) or act of war, participation in a civil disorder, riot, insurrection or unrest; any unlawful acts committed by the Insured; Mental, Nervous or Psychological Disorder; if the Insured’s tickets do not contain specific travel dates (open tickets); being under the influence of drugs or narcotics, unless administered upon the advice of a Physician or intoxication above the legal limit; any Loss that occurs at a time when this coverage is not in effect; traveling solely or substantially for the purpose of securing medical treatment; any Trip taken outside the advice of a Physician; Pre-Existing Medical Conditions of an Insured,Traveling Companion, Business Partner or Family Member (within a 60 day period immediately preceding coverage effective date). The following exclusions also apply to the Medical Expense Benefit: routine physical examinations; mental health care; replacement of hearing aids, eye glasses,contact lenses, sunglasses; routine dental care; any service provided by the Insured, a Family Member, or Traveling Companion; alcohol or substance abuse or treatment for the same; Experimental or Investigative treatment or procedures; care or treatment which is not Medically Necessary, except for
    related reconstructive surgery resulting from trauma, infection or disease; coverage for Trips less than 100 miles from the Insured’s Primary Residence (also applies to the Emergency Evacuation Benefit).The following exclusions also apply to Accidental Death and Dismemberment: Benefits will not be provided for the following: loss caused by or resulting directly or indirectly from Sickness or disease of any kind; stroke or cerebrovascular accident or event; cardiovascular accident or event; myocardial infarction or heart attack; coronary thrombosis; aneurysm. Please refer to your policy for a complete list of plan exclusions and limitations. The purchase of this product is not required in order to purchase any other travel product or service. Your travel retailer might not be licensed to sell travel insurance and will only be able to provide general information about the product. An unlicensed travel retailer may not answer questions about the terms and conditions of the insurance offered AND may not evaluate the adequacy of your existing insurance coverage. The products being offered provide insurance coverage that only applies during your covered trip. You may have insurance coverage from other sources that provide similar benefits but may be subject to different restrictions depending upon the coverage. You may wish to compare the terms of the travel policy offered through Travelex with any existing life, health, home and automobile insurance policies you may have. If you have questions about your coverage under your existing insurance policies, contact your insurer or insurance agent or broker. The product descriptions provided here are only brief summaries and may be changed without notice. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. If you have questions about coverage available under our plans, please review the policy or contact us. Travelex Insurance Services Inc. 9140 West Dodge Road, Suite 300, Omaha, NE 68114. Toll Free 800.228.9792.Email:[email protected]. Any inquiry regarding claims may be directed to [email protected], P.O. Box 31003 Charlotte, NC 28231-1003; 855.205.6054. Inquirers regarding new, existing or denied claims and any other claims questions may also be directed to this address. Consumers in California may also contact: California Department of Insurance Hotline 800.927.4357 or 213.897.8921. Travelex CA Agency License #0D10209. Consumers in Maryland may contact: Maryland Insurance Administration 800.492.6116 or 410.468.2340. Travel Insurance is underwritten by, Berkshire Hathaway Specialty Insurance Company (formerly known as Stonewall Insurance Company), 1314 Douglas Street, Suite 1400, Omaha, NE 68102; NAIC #22276 under Policy Form series (all states except as otherwise noted) PG-TA-IPL-USE.
    In KS, MN, MO, MT, OR, and VA Policy Form series PG-TA-IPL-NV. In CA Policy Form # PT-TAIPL-CAEAH, CO Policy Form # PG-TA-IPL-COEAH and PG-TA-IPL-COEIM, IL Policy Form # PGTA-IPL-ILE, IN Policy Form # PG-TA-IPL-INEAH and PG-TA-IPL-NVIM, MD Policy Form # PGTA-IPLMDE, NH Policy Form # PG-TA-IPL-NHE, NY Policy Form # PG-TA-IPL-NVIM and PGTA-IPL-NVAH-NY, PA Policy Form # PG-TA-IPL-USIM and PG-TA-IPL-NVAH-PA, TX Policy Form# PG-TA-IPL-TXEAH and PG-TA-IPL-TXEIM, WA Policy Form # PG-TA-IPL-NVIM and PG-TAIPL-WAEAH. DQI