Visitor Medical Insurances - Compare premiums & benefits
Doctor and hospital bills covered; Direct billing and PPO discounts possible; Ideal for visiting parents & family
Visitor Medical Insurances - Compare premiums & benefitsDoctor and hospital bills covered; Direct billing and PPO discounts possible; Ideal for visiting parents & family BENEFITS & COVERAGE
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Eligibility and Coverage BenefitsAnybody traveling overseas (outside their home country of country of citizenship) can purchase coverage. These policies are designed to primarily cover medical expenses while visiting USA or traveling overseas. Plans can cover big expenses from hospitalizations or small bills from doctor office visits. They can cover both accidental injuries or sicknesses contracted during travel. Some plans offer coverage for special sports (skiing, diving, flying etc) and for travel in high risk areas (war & terrorist zones). Expenses for medical evacuation and repatriation (upon loss of life) are also typically covered Pre-existing Condition ExclusionsMost plans exclude coverage for pre-existing conditions. In other words, routine (or pre-planned) medications, procedures etc. for medical conditions that already exist prior to the start of coverage will not be covered by the plan. However, some plans can offer coverage for life threatening situations arising from pre-existing conditions. So, some plans indeed offer coverage when the traveler requires a hospitalization during the trip because of a sudden and acute onset of a pre-existing medical condition. Get a quote using the above form to see the coverage details and plans offering this special benefit. Flight Insurance for Peace of MindFlight insurance is one type of travel insurance that can give you complete peace of mind when you next travel overseas. You may not have heard of flight insurance but the concept is very simple – flight insurance protects you financially when you fly. Whether you are flying for business or on vacation, whether you… Read More Terrorism Travel Advice: Are You Covered or Not?It can be difficult to understand travel insurance policies sometimes, particularly when it comes to trip cancellation clauses for reasons such as war or terrorism. Unfortunately the world is not always stable and problems can break out all over the globe. What happens if war or terrorism happens to affect the place you are heading… Read More |