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Health Insurance for College Student

Ideal for those seeking an alternate to parents’ insurance plan
Full time students are eligible
Coverage is renewable
Up to $1 million protection
$100,000 per illness or injury
Hospitals, doctors & surgery covered
Prescription drug coverage for new injuries & illnesses
Freedom to choose your own doctors and hospitals
Coverage even if student changes schools
Can be purchased for 30-180 days of coverage (varies with state)
Monthly or single payment options
Dental vision discount plan can be added

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Health Insurance for College Students is often sought by students who can no longer be covered as a dependent under their parents insurance. This insurance is also ideal for students whose college is outside the HMO or PPO region of their current insurance, or those who simply seek a cheaper insurance solution. Our college student health insurance plans are specially designed to cater to the healthcare needs of students.
Those studying abroad can consider international health insurance for college students. Besides coverage for medical expenses international college student insurance adds benefits for medical evacuation & repatriation.

Health Insurance for College Student – Eligibility

Typical eligibility requirements include:

  • Students must attend a state-accredited college or university.
  • Under age 30 years & must be a full time student within 31 days of the effective date of the plan
  • Undergraduate student should be enrolled for at least 9 credit hours
  • Graduate student enroll at least the minimum number of credit hours to maintain full-time student status
  • Spouses and/or dependents are not covered (new born coverage may be possible)

International Health Insurance for College Students – Foreign Coverage Eligibility

College Students seeking international coverage might need to meet the following requirements:

  • Should be engaged in international education activities outside the home country
  • Some require enrollment as a full time student while others permit international educational & research
  • Some can cover spouses and/or dependents while others will others will not cover them

Health Insurance for Students – Highlights

With Assurant, expenses for both in-patient hospitalization and out-patient doctor office treatment are generally covered. Typical benefits can include:

  • Policy limit can vary from $100,000 to $1,000,000 (this is the total amount in medical expenses the plan can cover)
  • Coverage for Surgery Expenses
  • Coverage for Organ Transplants
  • Coverage for Prescription Drug Expenses
  • Coverage for Ambulance Expenses

Assurant college student health insurance is ideal for students who require flexibility in their health coverage inside the US. It provides for high cost services such as hospital stays and surgery, as well as everyday occurrences like doctor visits. Many of the benefits of a traditional insurance plan are offered without the high costs.