|
|
Visitors CareŽ Insurance
Visitors CareŽ Insurance is a popular and affordable visitor travel medical insurance plan for individuals traveling outside their home country/country of citizenship. Visitors CareŽ Insurance coverage offers fixed benefits for various medical expenses.
| Policy Maximum |
Visitors CareŽ medical Insurance provides benefit maximums of US$25,000, US$50,000 or US$100,000 for the life of the plan |
| Deductible |
US$0, US$50, or US$100 applied per period of coverage |
| Co-insurance |
- Outside the U.S. and Canada:
For the Certificate Period, Visitors CareŽ Insurance will pay 100% of the pre decided covered amount after the Deductible. The covered amount will vary depending on the medical service.
- In USA:
For the Certificate Period, Visitors CareŽ Insurance will pay 100% of the pre decided covered amount after the Deductible. The covered amount will vary depending on the medical service.
|
| Coverage Options |
Three plan options are available with different plan maximums: $25K , $50K and $100K |
| Plan Life |
Visitors CareŽ health insurance can be purchased for 5 days up to 12 months and can be renewed without a break in coverage up to a maximum total of 24 months. |
| Underwriter |
Visitors CareŽ medical Insurance is underwritten by Sirius International Insurance Corporation |
| Claims Administrator |
Visitors CareŽ medical Insurance is administered by International Medical Group Ž, Inc |
Eligibility:
Visitors CareŽ is travel insurance for non-U.S. Citizens traveling outside their home country. For those over age 65 and visiting the U.S., your initial Period of Coverage must begin within 30 days of arrival in the U.S. This requirement will be waived with proof of previous valid insurance. Please provide the name of your insurance carrier on the Application Form. If you are not in the U.S. at the time of application, please indicate your expected date of arrival on your application form.
Coverage becomes effective on the latest of:
- the date IMG receives your completed Application Form and the appropriate premium;
- the date you depart from your home country; or
- the date requested on your Application Form.
Coverage will end on the earliest of:
- The end of the period for which premium has been paid;
- the date requested on your Application Form; or
- 3) the date you return to your home country
Plan Benefits:
Visitors CareŽ medical Insurance offers a broad range of fixed benefits for several medical services including:
- Hospital room & board
- Intensive care
- Surgical treatment
- Consult physician
- Pre-admission tests
- Private duty nurse
- Physician visits
- Outpatient Treatment
- Ambulance
- Dental for accident to sound natural teeth
- Physiotherapy
Remarks:
- PPO Network: You may seek treatment with the hospital or doctor of your choice. You are not required to use a preferred provider network. If you need assistance in locating a provider you can use the First Health PPO Network, an organized network of 500,000 physicians.
- Renewal: Visitors CareŽ medical Insurance can be renewed online up to a total of 24 continuous months. After this period a new application is required.
- Cancellation: If, for any reason, you are not pleased with this product, you may submit a written request for cancellation and refund of your premium. In order to be considered for a full refund, your request for cancellation must be received by IMG prior to your effective date. After the effective date refunds may be given on a pro rated basis minus a cancellation fee if no claims have been filed.
- Visitors Care Insurance : For more on Visitors Care Insurance coverage, premiums and exclusion details, visit the home of Visitors Care Insurance.
|
|
|
|
