Patriot International Insurance is an travel medical insurance for US citizens travelling outside the US.
Patriot International Medical insurance provides coverage for hospitalization, Intensive care, Surgery, Prescription as well as AD & D, Evacuation, Trip Interruption, Lost luggage, Repatriation and optional Leisure as well as Extreme Sports Rider for the adventurous travelers. Patriot Travel Insurance offers Patriot foreign travel medical insurance offers coverage to US citizens who travel outside the U.S. for pleasure, business or study and is available for up to 24 months.
Patriot International Insurance
Patriot International Insurance for US citizens outside the US
Plan Details
- $50,000; $100,000;$500,000, $1,000,000; $2,000,000 (ages 70 to 79 limited to $50,000, 80+,maximum limited to $10,000).
- $0; $100; $250; $500; $1000; $2500; Annual Deductible per person.
- Outside the U.S. and Canada:
After the deductible is paid, the program pays 100% to the selected Medical Maximum. - In USA:
After the deductible is paid the program pays 90% (if PPO Network is used) or 80% (if PPO network is not used) of eligible expenses up to US $5,000, then 100% up to policy maximum.
- Coverage is available for periods of 10 days to 12 months at any given time and is renewable up to 24 months if the plan was initially purchased for a minimum of 3 months. Coverage can be purchased in a combination of monthly and/or daily periods by paying the appropriate plan cost.
- The plan can be purchased for a minimum of 10 days to a maximum of 24 months.
- Patriot International Insurance is underwritten by Sirius International Insurance Corporation(publ), rated A (excellent) by A.M. Best.
- Patriot International Insurance is administrated by International Medical Group (IMG).
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Eligibility
- Patriot International Medical insurance is travel insurance for US Citizens travelling outside the United States. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $50,000 Overall Maximum. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum.
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Plan Benefit
Patriot International Insurance offers a broad range of benefits including:
- In-patient hospitalization, surgery, medical diagnostic expenses (up to policy maximum)
- Out-patient doctor office expenses (up to policy maximum)
- Prescription Drugs (up to policy maximum)
- Emergency Evacuation(up to policy maximum)
- Political Evacuation (up to $10,000)
- Return of Mortal remains (up to $25,000)
- Intensive care (Up to policy maximum)
- Common Carrier Accidental Death ($50,000 to beneficiary; maximum of US$250,000 per family)
- Accidental Death & Dismemberment (US $25,000 principal sum)
- Terrorism Coverage (Up to $50,000 Lifetime Maximum Limit)
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Remarks
- PPO Network: Patriot International Insurance does not follow any PPO Network outside the US. You can go to any provider.
- Renewal: If the Patriot International is purchased for a minimum of three months, coverage may be renewed withour break in coverage for a total
of up to two years. - Cancellation: A full refund of premium is possible if a written request is provided prior to the start of the plan. If written request is received after the Effective Date of coverage, you will be required to pay a US$25 cancellation fee and only full month premiums will be considered for refunds provided there are no claims filed.
