Diplomat America® Insurance
Diplomat America® Insurance is an excellent visitor medical insurance policy. Diplomat America Insurance provides Accident and Sickness medical coverage, travel assistance, and Accidental Death and Dismemberment benefits to foreign nationals while visiting the United States. It is a popular choice for visitors over age 80.
| Policy Maximum
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Plan A - $50,000, Plan B - $100,000
Plan C - $250,000, Plan D - $500,000
Persons up to age 59 are eligible for all plans;
Persons age 60 - 69 are eligible for Plans A, B, and C;
Persons age 70+ are eligible for Plan A only
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| Deductible
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$100, $250, $500, $1,000, $2,500 per person per policy period. |
| Co-insurance |
After the deductible is paid, the program pays 80% of the next $5,000 of eligible expenses, then 100% to the selected Medical Maximum.
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| Coverage Options |
Hazardous Acitivity coverage and Athletic coverage can be added to the basic policy. If coverage is required outside the US purchase the Diplomat International plan. |
| Plan Life
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The minimum period of coverage under Diplomat America is fifteen(15) days, maximum is twelve (12) months. The plan cannot be renewed. |
| Underwriter |
Diplomat America Medical Insurance is underwritten by Insurance Company of State of Pennsylvania, member of American International Group (AIG) of companies.
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| Claims Administrator
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Diplomat America Medical Insurance is administered by Global Underwriters, Inc.
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Eligibility:
Diplomat America provides Accident and Sickness medical
coverage, travel assistance, and Accidental Death and Dismemberment benefits to foreign nationals while visiting the United States. Coverage is available for self, spouse and unmarried dependent children, ages 14 days up to 18 years, while traveling to the United States. New immigrants to the US are also eligible to purchase the plan.
Coverage for traveling outside the United States is available
through the Diplomat International and Diplomat LT programs.
Plan Benefits:
Diplomat America ® insurance for visitors and immigrants offers a broad range of benefits including:
- Charges made by a Hospital for room, board and other services: Upto Policy Maximum
- Emergency Reunion: Up to $10,000
- Emergency Medical Evacuation: Up to $100,000
- Repatriation of Remains Expenses: $20,000
- Accidental Death: Up to $25,000
Remarks:
- PPO Network:
Diplomat America ® insurance for visitors follows a PPO network. AIG Assist can be contacted to locate providers in your area.
- Renewal:
Diplomat America ® insurance for visitors cannot be renewed.
- Cancellation:
Diplomat America ® insurance can be cancelled with a refund (less a $25 cancellation fee) only if written request to cancel is received prior to start of plan. After that date no refunds are available.
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