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Coverage for preventive care, diagnostic, basic & other major services

Dental Insurance Coverage

Eligibility to International Students, Visitors, Residents
Max $1000 per year
Preventive care has no waiting period
Benefits: Office visits, Routine cleanings, x-rays, Topical fluoride, Sealants
$50 annual deductible
6 month waiting period for basic care

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Medical + Limited Dental

Eligibility: F1, F2, J1, J2 Visa holder
Medical $50,000 to 500,000
Dental: $500 for accidents; $350 for sudden death
Meets F & J visa requirements
Include Medical Evacuation & Repatriation
Can provide waiver form for University/School

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If you are a foreign student (F1, F2 Visa) or visiting scholar (J1, J2 Visa) then you can either get a strictly Dental Insurance plan or you can get a medical+dental package plan.

The medical+dental package plan does not offer comprehensive dental benefits but it meets F1/J1 visa insurance requirements of most schools. The Dental Plan above is designed well and you can choose from three benefit levels – Basic, Classic, Premier.

Dental Benefit Levels – Basic, Classic, Premier

IHC Dental One offers affordable dental coverage for ages 18 to 64 years for US residents. Preventive, basic and major dental services are covered. Routine oral exams as well as cleaning and scalling of teeth (once every six months) are included under preventive care. Dependant children may avail of topical fluoride application once a year.

Simple extractions, pin retention, filings (amalgam and composite restorations) as well as sedative filings are included under basic care. Two different levels of protection offered with IHC Dental insurance are Apex and Bay. The Apex option covers major care after a 12 month waiting period whereas the Bay option does not cover major care. See brochure for further details.