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Short Term Health Insurance

Short Term Health Insurance or Short Term Medical Insurance provides temporary (1 month to 36 months) health insurance protectionfor those who are in-between jobs, or currently on COBRA health insurance or waiting on another health insurance coverage to become effective. Those waiting on Medicare or fresh college graduates can also consider Short Term Health Insurance.

Temporary health insurance plans are designed to protect against sudden accidents or illnesses. These temporary medical insurance plans do not include benefits for preventive care, physicals, immunizations, dental or vision care. These Short term health insurance plans typically do not cover pre-existing medical conditions.

Assurant Short Term Health Insurance $1 Million to $2 Million coverage for medical expenses Freedom to choose any doctor and hospital Choose anywhere from 30 to 365 days; daily rates available Non US Residents should have resided in the US for at least 12 months Plan underwritten by Time Insurance Company, USA		Secure Short Term Medical Insurance $2 Million coverage for medical expenses Freedom to choose any doctor and hospital Choose anywhere from 30 to 365 days; daily rates available Non US Residents should have resided in the US for at least 12 months Underwritten by Standard Security Life Insurance Company of New York

Golden Rule United Healthcare Short Term Insurance Short Term Medical coverage maximum upto $1,000,000 Nationwide UnitedHealthcare Choice Plus PPO Network Optional Periods of Coverage from 1 to 6 months $250, $500, $1,000, $1,500 or $2,500 Deductible amounts available Plan Underwritten by Golden Rule Insurance Company of America		Secure 12x3 Short Term Medical Insurance Up to $750,000 per per person per coverage period Uses nationwide PHCS PPO network Each coverage period is 1 year; possible to re-apply up to 3 years Deductibles: $500, $1,000, $2,500, and $5,000 Underwritten by Standard Security Life Insurance Company of New York

HCC Short Term Health Insurance Short Term Health coverage upto $2 Million Freedom to choose any hospital or doctor Coverage from 1 to 12 months $250, $500, $1,000, $2,500, $5,000 or $7,500 deductible options Plan Underwritten by HCC Life Insurance Company		Secure Saver Short Term Insurance Up to $2 Million per coverage period Choose any doctor or hospital Coverage period can be 1 to 12 months Daily Deductibles: $250, $500, $750, and $1,000 Doctor Office Visits covered with $50 co-pay (deductible not applicable) Underwritten by Standard Security Life Insurance Company of New York

Short Term Medical Insurance

- Eligibility

Short Term Medical Insurance coverage is available to Residents of USA, less than age 64 their spouses and dependent children.

All applicants must also pass a simple medical questionnaire for short term medical insurance coverage approval. In general a person who is already sick at the time of application will not be eligible for short term medical insurance coverage.

Short Term Health Insurance

- Coverage

Short term health insurance is designed to protect against sudden injuries or sicknesses and they usually do not provide for vision, dental, preventive care, immunizations, or physicals. These Temporary health insurance plans typically exclude coverage fo pre-existing medical conditions.

Temporary Health Insurance plans typically cover (benefits vary by state and plan):

Hospital & Surgery Fees
Outpatient Doctor Office fees
Lab & diagnostice fees
In-patient prescription drugs

Short Term Health Insurance

Resources

Answers to common short term health insurance questions is at short term health insurance FAQ
Tips for buying short term health insurance
For more on Short Term Insurance benefits, rates and exclusion details, visit the website dedicated to Short Term Health Insurance