Short Term Health Insurance or Short Term Medical Insurance provides temporary (1 month to 36 months) health insurance protectionfor those who are in-between jobs, or currently on COBRA health insurance or waiting on another health insurance coverage to become effective. Those waiting on Medicare or fresh college graduates can also consider Short Term Health Insurance.
Temporary health insurance plans are designed to protect against sudden accidents or illnesses. These temporary medical insurance plans do not include benefits for preventive care, physicals, immunizations, dental or vision care. These Short term health insurance plans typically do not cover pre-existing medical conditions.
Doctor Office Visits covered with $50 co-pay (deductible not applicable)
Underwritten by Standard Security Life Insurance Company of New York
Short Term Medical Insurance
- Eligibility
Short Term Medical Insurance coverage is available to Residents of USA, less than age 64 their spouses and dependent children.
All applicants must also pass a simple medical questionnaire for short term medical insurance coverage approval. In general a person who is already sick at the time of application will not be eligible for short term medical insurance coverage.
Short Term Health Insurance
- Coverage
Short term health insurance is designed to protect against sudden injuries or sicknesses and they usually do not provide for vision, dental, preventive care, immunizations, or physicals. These Temporary health insurance plans typically exclude coverage fo pre-existing medical conditions.
Temporary Health Insurance plans typically cover (benefits vary by state and plan):