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Short Term Health Insurance
Our Short Term Health Insurance plans are ideal for US residents who are currently on COBRA insurance, in-between jobs or waiting on another health insurance coverage to become effective. Fresh college graduates or those waiting on Medicare can also consider Short Term Health Insurance.
Temporary medical insurance quote & plans are designed to protect against sudden accidents or illnesses and they usually do not include benefits for preventive care, physicals, immunizations, dental or vision care. These Short term plans typically do not cover pre-existing medical conditions.
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- $1 Million to $2 Million coverage for medical expenses
- Freedom to choose any doctor and hospital
- Choose anywhere from 30 to 365 days; daily rates available
- Non US Residents should have resided in the US for at least 12 months
- Plan underwritten by Time Insurance Company, USA
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- $2 Million coverage for medical expenses
- Freedom to choose any doctor and hospital
- Choose anywhere from 30 to 365 days; daily rates available
- Non US Residents should have resided in the US for at least 12 months
- Underwritten by Standard Security Life Insurance Company of New York
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- Short Term Medical coverage maximum upto $1,000,000
- Nationwide UnitedHealthcare Choice Plus PPO Network
- Optional Periods of Coverage from 1 to 6 months
- $250, $500, $1,000, $1,500 or $2,500 Deductible amounts available
- Plan Underwritten by Golden Rule Insurance Company of America
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- Up to $750,000 per per person per coverage period
- Uses nationwide PHCS PPO network
- Each coverage period is 1 year; possible to re-apply up to 3 years
- Deductibles: $500, $1,000, $2,500, and $5,000
- Underwritten by Standard Security Life Insurance Company of New York
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Short Term Medical Insurance - Eligibility
Short Term Health Insurance plans are available to US Residents less than age 64 their spouses and dependent children.
All applicants must also pass the short health qualification questionnaire for short term medical insurance coverage approval. In general a person who is already sick at the time of application will not be eligible for short term medical insurance coverage.
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Short Term Health Insurance - Coverage
Short term health insurance plans are designed to protect against sudden accidents or illnesses and they usually do not include benefits for
preventive care, physicals, immunizations, dental or vision care. These short term plans typically do not cover pre-existing medical conditions.
Short Term Health Insurance plans typically cover (benefits vary by state and plan):
- Hospital & Surgery Fees
- Outpatient Doctor Office fees
- Diagnostic & lab fees
- Organs, tissue or bone marrow transplant
- Repatriation of Mortal Remains
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Short Term Insurance - Features
Short Term Insurance plans provide coverage from one month to 12 months. Some short term insurance plans will permit renewals up to 36 months. If you think
you'll need coverage for more than a year then you may want to consider the main-stream US individual and family medical insurance plans.
Most short term insurance plans offer coverage up to $1 Million or $2 Million with a range of deductible ranging from $250 to $5,000. Co-insurance could be 80/20 or 50/50 up to the first $5,000 (or $10,000) in medical expenses.
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Short Term Health Insurance - Affordable
At International Services, Inc. we do our best to make sure short term health insurance plans are affordable. Higher
deductible options make the temporary insurance plan less expensive. Short Term Health Insurance offers affordable coverage while you are in-between jobs or waiting on Medicare eligibility.
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Health Insurance Short Term - Enrollment
There are quite a few carriers offering Health Insurance for Short Term coverage. Health Insurance, Short Term type can be purchased through the website. ID cards and policy certificate for the Health Insurance Short Term product segment when purchased online are delivered via email or available for download after completion of purchase.
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Short Term Health Insurance Resources
For more on Short Term Insurance benefits, rates and exclusion details, visit the website dedicated to Short Term Health Insurance .
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