Glossary of Important Insurance Terms

Reading through an insurance policy brochure can seem like reading in a foreign language sometimes – all those terms and descriptions sound complicated and unusual. We’re here to put all you need to know about travel insurance into plain and simple language. And if you’re looking for good deals on international travel insurance, the best place to find them is online. Exclusions are the healthcare services or baggage items that are not included or covered on your medical travel insurance policy. Every policy has a different set of exclusions and the only way to learn about them is to read […]

Read more »

Travel Nannies for     Family     Vacations

More and more families are making use of specialist travel nannies for their vacations. When families want to travel to far-flung destinations but the parents want some adult-only time as well as family time, they are choosing to take a travel nanny with them. Many families don’t trust the babysitters at the resort or the hotel, and also want a more flexible option for childcare on vacation. In steps the travel nanny. A travel nanny is a trained nanny who is hired specifically for a family’s vacation. The nanny travels with the family and stays in an adjoining room, and […]

Read more »
Travel Insurers Demand Skiers Wear Helmets

Travel Insurers Demand Skiers Wear Helmets

When you next hit the slopes you may have to pack a sturdy helmet along with your essential gloves, thick jacket and boots – at least if you want to be properly insured for your skiing trip. Many people already wear helmets when skiing but the item could become compulsory if more insurers follow the lead of one international travel insurance company. The insurer insists that anyone who is taking part in a skiing or snowboarding activity must be wearing a helmet, or coverage will be withdrawn. The travel insurance company says that skiers will be deemed uninsured if they […]

Read more »
How to Stay Healthy on Business Travel

How to Stay Healthy on Business Travel

As winter draws close it can be difficult to avoid the common cold or flu, particularly if you have to travel regularly for work. When you travel away from home on business it is more difficult to stay healthy because you are away from your familiar routines and environment, and you are coming into contact with a whole host of new germs. How do you prevent illness when you travel a lot on business? Is there any way to stay healthy and enjoy a more productive business travel experience? Be careful with the food you eat, both on the road […]

Read more »

Rise in Travel Insurance Complaints

A rise in the number of people who complain about the travel insurance they buy has prompted experts to warn that everyone should check carefully exactly what coverage their policy provides, to avoid any nasty surprises during or after vacation. Most of the complaints were not upheld because the travel insurance policy wording was clear and customers were not misled. Travel insurance insiders say that many people are unclear about what their policy actually covers, and the restrictions put in place. In particular, certain “free” insurance packages that come with credit card renewals or with a bank offer are not […]

Read more »

How to Find a Scholarship to Study Abroad

Going to college is an amazing opportunity for personal and academic growth and studying abroad is even more exciting. However, a period of study abroad can be financially difficult for a student. Fortunately there are scholarships and aid programs available to help you fund your study abroad. How can you find the money for foreign study? Read on to find out some tips. Check with the financial aid office at your current college. You may be surprised at what information they have access to and the help they can offer when you are planning to study abroad. You won’t know […]

Read more »

Travel Insurance Claims and Alcohol Consumption

Be careful if you overindulge when you are on vacation because being under the influence of alcohol could invalidate your international travel insurance. When we take out travel insurance for our vacation we often don’t think about how we can help protect ourselves from accidents and illnesses. Most of the time, when we claim on our travel insurance for medical treatment, the reason is beyond our control. But sometimes we do things that knowingly endanger our health – something an insurance policy may not cover. For example, if you are under the influence of drugs or alcohol when you fall […]

Read more »

J1 Visa Categories: Government Sector

There are a number of different reasons to apply for a J1 visa, and consequently different categories into which your application fits. One common reason to issue a J1 visa is to the government sector in order for government personnel to carry out work and be involved in education in the United States. Within the government sector there are several different categories. The first category is for government visitors. Government visitors are allowed to participate in the United States exchange program for a specified length of time, a length of time which is necessary to finish the task for which […]

Read more »

Group Travel and Health Insurance

Organizing group travel can be a challenge. Getting everyone to sign up to the itinerary, agree to the destination, and be happy with the plans is tricky. Then you need to answer everyone’s questions, make sure everyone’s worries are taken care of and ensure everyone has the write documentation and has made the correct payments. As a group travel organizer you also have to consider practicalities like group travel insurance. Fortunately, group health insurance plans are available for small businesses, church groups, missionaries, and school and university groups. Organizing individual health cover for each person is prohibitively expensive and time […]

Read more »

J1 Visa for Au Pairs

One of the most popular reasons for applying for a J1 visa to live and work temporarily in the United States is to become an au pair. There is a special J1 visa category for au pairs, with a range of conditions and benefits attached. If you want to work as an au pair in the States then a J1 visa is essential. Find out all about the J1 visa for au pairs below and what the visa entitles you to once you are in America. Through the au pair program you are entitled to provide paid child care services […]

Read more »