Life on the Ocean Waves With Added Protection

Marine crew and yacht crew have enviable jobs when you consider the international travel, the exotic destinations and the clear blue seas… But it’s not all sunshine and seaside fun. Crew work hard every day and are sometimes placed in dangerous situations. Crew members – and boat owners – need to consider health and travel insurance plans carefully. Marine crew insurance or yacht crew insurance is essential for life aboard ship. Yacht crew insurance provides short term coverage to cover crew for medical expenses incurred on an ocean trip. This type of coverage is available for 12 months – renewable […]

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Which Expat Insurance Is Best For Me?

Many people today live and work abroad. Whether you stay one month covering the opening of a new office or 10 years raising a family in a different country, the need for expatriate insurance is higher than ever. Many people will not qualify for local health insurance in their new country. For others, the standard of public healthcare is not high enough to meet their requirements. Expat health insurance fills the gap. Which coverage is right for you? Two types of expatriate health insurance exist to cover you wherever in the world you live. The first is short term insurance, […]

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Health Insurance Perks for Nannies

Attracting the best possible carer for your children can be difficult. That’s why many people who employ nannies or childminders offer nanny health insurance as an incentive. Offering health insurance to your prospective nanny as a bonus means you get a wider choice of applicants from which to find the perfect match. Nanny health insurance can be short term or permanent and covers in-patient hospitalization and doctor’s office visits. Other highlights can include coverage for surgery, prescription drugs and ambulance expenses. You may also be able to offer health insurance in lieu of a higher salary and reap some tax […]

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Malaria: Know the Risks and Get Treated Fast

If you’re traveling long-haul, here’s another reason to make sure your travel health insurance is of good quality and up to date – malaria. Malaria is a potentially life-threatening illness that is relatively easy to pick up if you travel to at-risk areas. With swift medical treatment you increase your chances of cure. Malaria is spread by the bites of infected mosquitoes. The disease is prevalent in Mexico and Central America, South America, sub-Saharan Africa, the Indian subcontinent, Asia, the Middle East and Eastern Europe. Check with your healthcare provider if you need anti-malarials for your trip and which one […]

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When the Worst Happens, Will You Cope?

Travel is exciting, happy and life-expanding – for you and your loved ones. It’s almost unthinkable to consider losing your wife, friend, husband or sister while they are visiting a foreign country. Or to think about coping with their serious illness while they are abroad. But the unthinkable can and does happen. The cost of medical evacuation and repatriation are huge. Could you cope if the worst happened when your loved one was traveling? Here’s where evacuation insurance becomes invaluable. With emergency medical evacuation insurance or repatriation insurance you can quit worrying about the worst and concentrate on the best […]

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Trip Cancellation Insurance Protects Your Study Break

When you study in London all the attractions of Europe are on your doorstep. If you’re snowed under with study or have no money for a long break, a weekend or short trip is just the ticket. Many students in the UK made the most of holiday time to book short trips across Europe but they didn’t consider the weather. This week Heathrow Airport ground to a halt as heavy snow caused transport chaos across the UK. The airport shut down, as did London’s Gatwick airport for a few hours. Once reopened, clearing the backlog of planes created more travel […]

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Pre-existing Condition Coverage for US Visitors

Insurance coverage for preexisting conditions like the one below is quite common. A candid and precise answer is, ‘if the current health insurance in traveler’s country of origin not cover for the person’s preexisting conditions during travel overseas, then no company in the world is willing to take the full risk of insuring an already sick person’. “Both my parents have medical issues but would like to travel from UK to US to visit me. They want to take out health insurance in the event anything were to happen but they are worried it won’t be valid due to pre-existing […]

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Sports Travel Insurance Keeps Active Travelers Protected

For many travelers, a vacation is about relaxing. For these people, laying out on the beach, spending time in the pool, or sightseeing is the ideal way to spend travel time. But for others, vacation is about taking their active lifestyle to new locales. For them, sports travel insurance is an essential purchase. People who are into snowboarding, skiing, and watersports love visiting new places to participate in those activities. For example, you may live in Denver and enjoy snowboarding and skiing there, but you might also want to visit Banff or Austria to try out their famous slopes. Or […]

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Air Traffic Controllers Strike Makes Spanish Travelers Grateful for Trip Cancellation Insurance

In Spain, travelers with scheduled flights recently found an unpleasant surprise; air trraffic controllers throughout the country had gone on strike, wreaking havoc on the country’s air travel scheduling. For travelers who had purchased trip cancellation insurance in advance of their trip, while this strike certainly caused a logistical problem, they could at least take solace in the fact their travel investment was safe. Airspace was shut down last Saturday at Spain’s AENA airport due to the air traffic controllers strike. The weekend was specifically chosen because it was a busy holiday travel weekend. Unique laws in Spain give the […]

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OPT Insurance Protects Students During Training

Thanks to unprecedented economic difficulties around the world, job markets are more competitive than ever. So for international students hoping to land jobs in the U.S., OPT programs are more valuable than ever. For students fortunate enough to land these opportunities, OPT health insurance is an essential purchase.   Students graduating college no longer find themselves competing only against other recent graduates for jobs. Since so many people around the world have lost their jobs over the past few years, experience professionals are often looking at entry-level jobs. So students are strongly encouraged to get internships during school. International students […]

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