Visitors Insurance Pre Existing Conditions for USA

Visitor Health Insurance plans provides coverage for visitors to the US. Typically none of these plans offer coverage for pre existing conditions or chronic conditions. Health conditions that were treated in the past are usually considered pre-existing and hence not covered. Some plans for pre-existing conditions look back for conditions during the last 6 months or 3 years prior to the start of the plan; the time period depends on the plan.

However a few plans can provide coverage for pre-existing conditions under certain circumstances; you can get quotes for such plans below.

Visitor Insurance with Pre existing Conditions Coverage Quotes

Visitor Insurance Pre Existing Condition

All visitor insurance plans exclude coverage for pre existing conditions. It is quite common for senior non US citizens to have high blood pressure, diabetes, arthritis and other chronic conditions. US visitors are concerned about these chronic conditions and often seek coverage for these pre-existing conditions.

There are a just a few plans and insurance companies that have extended SOME coverage for pre-existing conditions UNDER CERTAIN circumstances. While some plans offer a fixed amount ($5,000 or $3,000) of coverage for hospitalization resulting from heart attacks or strokes; there is one other plan that can offer up to $15,000 in coverage for an acute onset of a pre existing condition (provided you seek help within 24 hours of the onset).

Complete the quote form above and click the get quote button to review the various Visitor Insurance for pre existing condition coverage.

Pre Existing Conditions Visitor Insurance

Pre existing conditions Visitor Insurance coverage is offered by few plans. Each plan describes a pre existing condition differently. Pre-existing conditions is any medical condition the person might have been diagnosed with, or had any treatment for, or is taking any medication for prior to the start date of the insurance. Some plans exclude coverage completely while few plans offer coverage for acute onsets of pre-existing conditions or certain fixed dollar coverage amount per day for pre-existing conditions. The limit on this pre existing condition coverage might be reduced as the age increases or simply not be available after age 70 years.

The application form will neither require you to declare your pre existing conditions nor undergo a physical exam nor disclose your current medication at the time of purchasing the coverage. The insurance company at the time of claims settlement shall consider the attending Physician's (Doctor's and Hospital's) statement, current treatment records, prior history, diagnosis, test results etc to determine if the condition is Pre-Existing or not.