Nanny Health Insurance - Doctor & Hospital Coverage

Medical treatment costs covered; Emergency Services; PPO Discounts; Direct Billing; Compare Quotes.

FOR US CITIZENS

  • 6 or 12 months coverage depending on the state
  • Doctors, Hospitals, Rx drugs covered.
  • Up to $5 million protection
  • Must pass a very simple health questionnaire
  • Covers in & out patient expenses
  • Underwritten by Time Insurance Company - Assurant

HIGHLIGHTS

  • Policy limit can vary from $50,000 to $5,000,000 (this is the total amount in medical expenses the plan can cover)
  • Doctors' office visits, hospitals covered
  • Coverage for Surgery Expenses
  • Coverage for Prescription Drug Expenses
  • Coverage for Ambulance Expenses
  • Nationwide PPO network as well as freedom to choose any provider

PLANS BY

       

Nanny Health Insurance is available for nannies seeking coverage for medical expenses arising from sickness or injuries. Nannies can either avail of individual or family health insurance just like everybody else. The coverage can be short term or permanent.


Nanny Insurance - Eligibility for Plan designed for US citizens

Typical eligibility requirements for health insurance plans for nannies include:

  • Healthy individuals between the ages of 30 days and age 64 and 11 months
  • Dependent children through age 18 (age 24 if a full-time student)
  • Persons who are pregnant are not eligible
  • Persons seeking coverage while traveling outside of the U.S are not eligible
  • Persons who were denied insurance coverage by other insurance companies are not eligible

Health Insurance for Nannies with non U.S. citizenship - Eligibility

Health Insurance for Nannies with foreign citizenship typically require the following

  • Should be a non-US citizen
  • Some require nannies to be legal in the US
  • All ages are eligible for coverage
  • Coverage for spouses and/or dependents while others will others will not cover them
  • Guaranteed coverage regardless of the health history

Benefits - Health Insurance for Nanny

It is quite common for employers to offer health insurance to a nanny as an incentive or perk. It is not a surprise to note that those with insurance seek medical help sooner than those who do not have coverage. Parents are often concerned about their nanny's sickness/injury and would prefer a fast recovery so that the nanny can be back at work. There are some tax benefits for parents to offer health insurance to the nanny in lieu of a higher salary. This is usually an attractive offer since these benefits are not taxable. Consult a tax accountant for further details.

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