Nanny Health Insurance

Nanny Health Insurance is available for nannies seeking coverage for medical expenses arising from sickness or injuries. Nannies can either individual or family health insurance just like everybody else. The coverage can be short term or permanent.

Foreign Domestics or Nannies with non U.S. citizenship can apply for a special class of Nanny Health Insurance since not all health insurance companies issue coverage for nannies with foreign citizenship.

Nanny Health Insurance - Foreign Citizen

Obtain Nanny Health Insurance quotes for non-U.S. citizens by completing the form below & clicking the 'Get Quote' button:

Nanny Health Insurance - US Citizen

Hightlights of Nanny Health Insurance for U.S. citizens follow. Click on the 'Get Quote' button for quotes.

• Must be a US citizen or a permananent resident (green card holder)

• Coverage can be up to 6 month or 12 month depending on the state

• Up to $5 million protection

• Must pass a very simple health questionnaire

• Nationwide PPO network as well as freedom to choose any provider

• Covers both in-patient & out-patient expenses

• Underwritten by Time Insurance Company - Assurant

Nanny Insurance - Eligibility for Plan designed for US citizens

Typical eligibility requirements for health insurance plans for nannies include:

• Healthy individuals between the ages of 30 days and age 64 and 11 months
• Dependent children through age 18 (age 24 if a full-time student)
• Persons who are pregnant are not eligible
• Persons seeking coverage while traveling outside of the U.S are not eligible
• Persons who were denied insurance coverage by other insurance companies are not eligible

Health Insurance for Nannies with non U.S. citizenship - Eligibility

Health Insurance for Nannies with foreign citizenship typically require the following

• Should be a non-US citizen
• Some require nannies to be legal in the US
• All ages are eligible for coverage
• Coverage for spouses and/or dependents while others will others will not cover them
• Guaranteed coverage regardless of the health history

Health Insurance for Nannies - Highlights

In general Health Insurance for Nannies is designed to cover expenses for both in-patient hospitalization and out-patient doctor office treatment. Typical benefits can include:

• Policy limit can vary from $50,000 to $5,000,000 (this is the total amount in medical expenses the plan can cover)
• Coverage for Surgery Expenses
• Coverage for Prescription Drug Expenses
• Coverage for Ambulance Expenses

Health Insurance for Nanny - In Practice

It is quite common for employers of nannies to offer 'Health Insurance for Nanny' as an incentive or perk. It is not a surprise to note that those with Nanny Healthy insurance seek medical help sooner than those who do not have health insurance.

Nanny employers are often concerned about their nanny's sickness/injury and would prefer a fast recovery so that the nanny can be back at work. There are some tax benefits for parents to offer health insurance for nanny in lieu of a higher salary. This is usually an attractive offer since health insurance benefits are not taxable. Consult an account for further details.