For many travelers, a vacation is about relaxing. For these people, laying out on the beach, spending time in the pool, or sightseeing is the ideal way to spend travel time. But for others, vacation is about taking their active lifestyle to new locales. For them, sports travel insurance is an essential purchase.

People who are into snowboarding, skiing, and watersports love visiting new places to participate in those activities. For example, you may live in Denver and enjoy snowboarding and skiing there, but you might also want to visit Banff or Austria to try out their famous slopes. Or you may live in and enjoy surfing in San Diego but want to test yourself on Hawaii’s renowned pipelines.

If that is your idea of a great vacation, then you are also aware that these activities are not without risks. Even the most experienced snowboarders, skiers, and extreme sports enthusiasts can fall victim to injuries during sports-related accidents. And while a broken ankle from an accident could ruin the adventure portion of your vacation, you do not have to let it cause financial problems for you too.

With sports travel insurance, you can protect yourself financially in these situations. If you find yourself injured while participating in an extreme sport while traveling, you will be able to get the medical care you need without incurring significant expense. Your current medical plan may not cover extreme sports injuries because of the risk associated with them. And they also may not cover injuries occurring abroad. But a sports plan offers you complete coverage in these situations, so you can participate in your favorite activities without worry.