Reports have been released that the Americans can purchase long term health care insurance from the government for about $65 a month. In the long run, this health plan is expected to be highly beneficial for those disabled people to pay for the services where they require support by remaining in their own homes instead of shifting to nursing homes for assistance.

Individuals can enroll into this long term medical insurance plan for best benefits from their early working years and start paying nominal premiums. Once they continue to pay premiums for 5 years continuously, they can avail health care benefits. The entitled benefit amount would be a modest amount of at least $50 a day and can be used to cover a variety of services. Hence, individuals are advised to enroll for this long term insurance plan as soon as possible during their tenure of employment

Another well pointed out argument during the discussions for health care with the congress was that a large portion of funds are spent in health care during the last years of human life. But serious steps are not taken for prevention and early diagnosis of the disease which could save a lot of medical treatments required and also patient deaths.