Travel Guard® Car Rental Collision Coverage
Travel Guard® Car Rental Collision Coverage is popular travel insurance plan that provides coverage if the Insured rents a car while on his/her Trip, and the car is damaged due to collision, vandalism, windstorm, fire, hail or flood, while in his/her possession. It is an affordable alternative to the car insurance offered by rental car companies.
| Policy Maximum |
Travel Guard® Car Rental Collision Coverage provides a Policy Maximum of US$35, 000. |
| Deductible |
$250 per Certificate Period. |
| Co-insurance |
- Outside the U.S. and Canada:
For the Certificate Period, Underwriters will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit.
- In USA:
For the Certificate Period, Underwriters will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit.
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| Coverage Options |
No additional options |
| Plan Life |
The plan life is the period in between the Rental Start Date and the Rental Return Date as listed on the car rental agreement. |
| Underwriter |
Travel Guard® Car Rental Collision Coverage is underwritten by National Union Fire Insurance Company of Pittsburgh. |
| Claims Administrator |
Travel Guard® Car Rental Collision Coverage is administered by Travel Guard® except California claims which are administered by Mercury Claims Administrator Services, LLC |
Eligibility:
The car must be rented from a licensed, recognized Car rental company. Coverage will take effect when the Insured arrives on the terminal premises on the contracted departure date for the purpose of going on the Trip, provided that the required premium has been paid on or before the rental agreement has been signed.
An Insured's coverage will end when the car is returned on or before the Rental Return Date, or at 11:59 p.m. on the Rental Return Date if the car is not returned as specified on the rental agreement and the rental period has not been extended by the Insured.
Plan Benefits:
Travel Guard® Car Rental Collision Coverage will pay up to the Maximum Limit shown on the Schedule of Benefits subject to a $250 deductible. Coverage does not apply in countries or states where the sale of this insurance is prohibited by law. If the Insured rents a car while on his/her Trip, and the car is damaged due to collision, vandalism, windstorm, fire, hail or flood, while in his/her possession, the Insurer will pay the lesser of: (a) the cost of repairs and rental charges imposed by the rental company while the car is being repaired; or (b) the Actual Cash Value of the car.
Coverage is provided to the Insured and Traveling Companion, providing the Insured and Traveling Companion are licensed drivers, and are listed on the rental agreement. This coverage is primary to other forms of insurance or indemnity.
Remarks:
- PPO Network: Not applicable
- Renewal: The policy is for a fixed term between the rental start date and the rental return date as listed on the rental agreement.
- Cancellation: *info not available
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