When is the best time to purchase travel insurance?

To receive the most benefit from the travel policy you must purchase the insurance within 7 to 21 days (varies by company and plan) of making your initial trip payment. If the insurance is purchased within the 7 – 21 day period may you receive two significant enhancements (varies by company and plan) to the policy.

  • Protection against the financial default of a tour operator, airline or cruise line.
  • The pre-existing medical condition exclusion is usually waived.
  • Please note that most companies count the day you make the first trip payment as day one and not the day when the check is cashed.