Affordable health insurance coverage � Popular options

Surveys and research reports reveal a startling number of uninsured Americans who find it difficult to protect themselves and their families under US health insurance coverage during the economic crisis. Probably they are unaware of the different options of health insurance coverage. The following are a few beneficial options to consider Medicare US citizens above 65 years of age as well as individuals who are entitled for social security disability benefits are automatically eligible. Medicaid generally offered to low-income strata who qualify for this program Consolidated Omnibus Budget Reconciliation Act (COBRA) popular among people who are in job transitions or […]

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Medical evacuation insurance

Medical evacuation insurance may be included as a regular coverage benefit or it becomes an optional coverage in the case of some health insurance plans. Though it may look too dramatic to buy, the expense that an individual needs to bear in case it is required is too high. It could work out to $100,000 excluding the hospitalization and treatment expenses! This benefit typically comes in two forms: Emergency evacuation: This is the assistance that you may require from the insurance company which involves transporting you to a medical set-up in case you are stuck in an emergency like an […]

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Medical evacuation – a true incident

Medical Evacuation Insurance covers the expenses for providing immediate assistance and special medical transportation to insured in an accident or critical medical condition. Even tough such incidents are not frequent there are several true incidents. Here is a recent case that has been reported of a tour leader in Mali. During the trip he suffered severe neck damage since he dived from a boat into a two foot section of a lake. He was transported in a pick-up truck from the accident site to the nearest place for medical assistance. The place where he was moved to did not really […]

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Emergency evacuation and repatriation coverage benefits

International insurance seekers generally opt for the medical evacuation insurance which would enable them to be transported to their home country (or nearest adequate medical facility) in the event of medical help or treatment. While finalizing the international health insurance plan, one needs to be very careful about the actual benefits offered by the policy as it varies between different insurance providers. Some plans cover only evacuation and exclude repatriation Some plans will cover the costs for an adult to accompany the injured or sick during the evacuation Other plans can cover the costs for the entire family to accompany […]

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Emergency repatriation and Evacuation benefits

Many of the individuals looking for international visitor medical insurance policies are unclear about why one should opt for emergency evacuation or repatriation or both. To understand this clearly, imagine a situation where you have suffered severe injuries due to an accident and there is no medical set-up to treat you nearby. Or think of a situation where you need to be transported to another country for medical treatment as there are no experts in the area where you are currently present and you require immediate medical attention to save your life! These could sound very extreme to you but […]

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Preventive health care to reduce medical expenses

Health care expenses in the US are on the rise year after year as the chronic conditions of the patients are ineffectively managed and preventive strategies have not been properly implemented to educate the masses as to how to avoid getting into serious health disorders due to unhealthy lifestyle, irregular eating habits or undesirable health routines. Resources have been used ineffectively and the shortage of medical experts at the right time has resulted in the death of many patients. In addition, with the rising difficulty of financial conditions, it is becoming increasingly difficult for people to afford the expensive premiums […]

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Nearly one-fifth of emergency care patients are uninsured!

In the year 2006, nearly 120 million patients required emergency medical help. However, about one fifth of this population were not covered under any health insurance policy. Two predominant types of people fell into this category – rural inhabitants and patients occupying the low-income strata of the society. The economic situation and unemployment has forced many Americans to give the health insurance coverage a backseat. People do not take timely treatments for their illnesses due to unaffordable health care costs and finally end up in serious health complications requiring emergency intensive care. Hence, if the health care reform caters to […]

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H1N1 Flu Scare Prompts Questions

H1N1 Flu Scare Prompts Questions Why not optimally protect our front line emergency personnel? Irvine, CA – May 6, 2009 — Front line laboratory, medical, and civil service personnel are critical to the containment and cure of the virus. While out there working to save our lives, are they deployed with proper Personal Protective Equipment (PPE) to keep them safe? Or, are they only minimally protected due to out-of-date information? News reports everywhere are full of images of people wearing simple masks. Some are N95 respirator masks. Rarely, as recently in some AP photos (right), do we see use of […]

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What is difference between Urgent Care and Emergency Services?

Taking appointment for any ailment is a time taking process, hence every hospital provides urgent care and emergency care services. These are the quick medical care services provided by almost all medical centers. Emergency services are those services required as a result of unforeseen injuries or acute illness, for which a delay in treatment would result in a permanent physical impairment, or loss of life. Such as heart attacks, strokes, poisonings, sudden inability to breathe etc. Urgent care includes less serious medical conditions which require immediate attention. Such as fever, fractured bone, any cuts which require immediate attention, etc.

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What is a Chart Number?

The cost for both alternatives will remain the same, in other words there will be no price differentialThis is a number given to each patient, it refers to a file which has all the records of your prior tests, ailments, etc. This number makes it easy for the person at the reception to make your future appointments and is also a reference for your doctor. One has to always provide his/her chart number whenever you call or visit a doctor.

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