Student Premiums Lining College Insurance Profits, Says Study

For students who are puzzled by the high costs of international student insurance plans, a recent report titled, ‘Student Health Program Baseline Report’ released in Massachusetts might offer some light. The report, released by the Division of Health Care Finance and Policy, states that Student Health Programs (SHPs) offered by colleges and universities in Massachusetts have a higher profit margin for their student plans than for plans for the regular public. The report has predictably caused a stir within the student community, as the school-sponsored plans are largely seen as being the top insurance choice, especially for international students. The […]

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Health insurance Exclusions – Individuals and Family

Exclusions are those conditions that the insurance plan shall not cover. All insurance plans have exclusions; there isn’t an insurance plan without exclusions. Exclusions are generally listed as a separate section in the policy certificate but in some cases, they can be distributed in various parts of the document. Look at the list of exclusions which is given in the policy brochure or the certificate. If the list is long, then it is mostly comprehensive. If it is not lengthy, then expect other exclusion conditions to be spread throughout the paperwork. All plans including international student insurance, trip cancellation insurance, […]

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International Student Insurance Coverage

If you are a student and desire to pursue education outside your home country then international student insurance is a must. It offers an affordable solution for life threatening situations that come your way unexpectedly. Student visas and educational institutions require visiting students to be covered under an exclusive student health insurance for secure life abroad. Your domestic insurance will not follow you while studying abroad. A comprehensive international students insurance travels with you wherever you go. Hence, international student health insurance is a suitable option for students studying in USA and abroad. It is specifically designed to meet the […]

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Why International Student Health Insurance

International student insurance plans are designed for those students who leave their home country and travel abroad to pursue their higher studies. It is better to opt for worldwide coverage in these plans to avail best benefits. The coverage options of the international student insurance plan range from medical expenses, prescription medication costs, mental health coverage, sport coverage, maternity expenses and also protection during any terrorist attacks. These plans generally meet the requirements of the schools in the US and are approved in almost all countries in Europe and USA. Your insurance provider can confirm to you whether the school […]

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Why International Student Medical Insurance

Life overseas is thrilling ??? folks from all over the world and all walks of life, maybe a new language and different culture! But there are might be a few challenges also. Unforeseen events such as falling sick or meeting with an accident can be very stressful when you are away from home. Investing in medical insurance is a must for every international student as it protects them from unfortunate events and also gives them peace of mind. Students covered by international students medical insurance can find the right doctors and hospitals very easily by accessing the affiliated PPO network. […]

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GE Makes Multi-billion Dollar Commitment To Better Care Worldwide

May 8, 2009 (FinancialWire) General Electric Company (NYSE: GE) said it will invest $6 billion over six years to develop and manufacture more low-cost healthcare solutions for Canada and the world. Foreign visitors can review visitors health insurance for protecting their risks Called healthymagination, the global, multi-billion dollar business strategy includes a $3 billion investment for 100 innovations that lower cost, increase access and improve quality; $2 billion to finance IT and access in rural and underserved areas; $1 billion for partnerships, content and services. GE will work with partners to address four critical healthcare needs to start: low-cost technology; […]

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Should I visit my campus health center first in case of sickness?

Most international student insurance plans offer lower or no deductible if you visit your campus health center first for any sickness. To keep your out of pocket costs low it is a good idea to first visit your health center if it is not a life threatening emergency. If you do not have a health center, make sure you visit a physician or hospital that is a part of your international student insurance plan network.

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The international student insurance offered by my university is very expensive? How can I get comparable coverage that is cheaper?

Most universities require their students to purchase international student medical insurance before they are allowed to enrol for classes. Some universities offer their own health plans. In most cases these plans are quite expensive. The university may give you a choice to opt out of their coverage if you purchase international student insurance that meets certain requirements. You can discuss these requirements and send us the waiver form to receive recommendations of comprehensive plans that offer excellent coverage to international students. After your purchase we can help you with completing your waiver form saving you a lot of money.

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I am here on a F1 visa and my insurance is paid by my university. Can I purchase a student insurance plan for my dependants?

International student insurance is available to international students and their dependants. The dependants are not eligible to purchase the insurance for international students if the student does not purchase the plan. In your case since the insurance for the international student has been paid for you can consider one of the several visitor medical insurance plans that can cover visitors on any visa to the US. Another choice would be to waive out of your student plan and purchase a international student insurance plan for the whole family.

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