No. Short-term health insurance plans are designed to protect you in the event of an unexpected illness or injury and are not intended to cover dental and vision care. Short-term health insurance plans are for temporary coverage only and therefore do not include some of the benefits offered by standard, longer-term heath insurance plans.
Read more »Most short-term health insurance plans give you the option of paying in monthly installments, or in a single up-front payment. Often, single payment plan costs may be lower than monthly plan costs. We recommend that you select “Monthly”, if you don’t know exactly how long you will need coverage, or don’t want to make a single up-front payment. We suggest that you select “Single Up-front Payment”, if you know exactly how long you will need coverage, want lower plan costs, and don’t mind paying your whole premium up-front. If you select ” Single Up-Front payment” you will need to specify […]
Read more »Coverage for short-term health insurance plans usually starts the following day after the application is submitted. In order for coverage to start promptly, you can make your first premium payment by supplying a valid credit card number with your application. Please note that credit card billing of premiums is optional and you can obtain coverage without using that method of payment. If you would prefer to have your coverage start later, you can select a date up to 30 days in the future.
Read more »Most short-term health insurance plans have a minimum coverage period of 30 days. Even if you only need coverage for less than 30 days, you can either make a single payment upfront for 30 days of coverage, or select the monthly payment option, and then cancel your coverage when you no longer need it. You should be aware that you will not be refunded for partial months of coverage.
Read more »At the end of your coverage term, most health insurance companies will allow you to re-apply for another Short Term Medical Insurance plan. These plans do not typically constitute an automatic continuation of your first plan. Many Short Term Medical insurance plans only allow you to re-apply once.
Read more »If you’re between jobs, waiting for coverage from another health insurance plan to start, laid off, on strike, a recent college graduate or seasonal employee and know that you only need coverage for a specific period of time, Short Term Medical insurance may be a great option for you.
Read more »Short-term health insurance plans provides coverage for a limited period of time. Usually short-term plans offer coverage up to six months, although some plans may offer coverage up to 12 months. This is a good solution for people between jobs or those waiting for other health insurance to start. If you think you’ll need coverage for a longer period of time, you may want to look at a standard, longer-term health insurance option like our individual and family health insurance plans. The application process for short-term health insurance is usually simpler than standard, longer-term health insurance. Short-term health insurance plans […]
Read more »PPO is a network of physicians that have agreed, by contract, to discount their rates for the respective PPO members. These physicians, specialists are known as preferred providers, and PPO members are free to see any of them, without any reference from their primary physicians. PPO members may also see non-contracted providers, these are known as non preferred providers. The co-payment fee for seeing a non preferred provider is generally higher than the preferred providers.
Read more »Taking appointment for any ailment is a time taking process, hence every hospital provides urgent care and emergency care services. These are the quick medical care services provided by almost all medical centers. Emergency services are those services required as a result of unforeseen injuries or acute illness, for which a delay in treatment would result in a permanent physical impairment, or loss of life. Such as heart attacks, strokes, poisonings, sudden inability to breathe etc. Urgent care includes less serious medical conditions which require immediate attention. Such as fever, fractured bone, any cuts which require immediate attention, etc.
Read more »The cost for both alternatives will remain the same, in other words there will be no price differentialThis is a number given to each patient, it refers to a file which has all the records of your prior tests, ailments, etc. This number makes it easy for the person at the reception to make your future appointments and is also a reference for your doctor. One has to always provide his/her chart number whenever you call or visit a doctor.
Read more »