Health Insurance Exchange – An Overview

Health insurance exchanges would act like a market place where one could shop for a wide range of health insurance policies with various premiums and benefits. While each plan would be unique, almost all health insurance plans would offer some common set of benefits (at the minimum) for the benefit of consumers. Individuals, small business owners and big companies alike would be the customers of such health insurance exchanges. Some examples of this concept are available for international student health insurance and visitor medical insurance insurance segments. The health insurance exchange would encourage healthy competition between insurance carriers. Besides, it […]

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Visitors to Health Insurance sites drop, Informative Insurance sites flourish

The global financial breakdown and the increasing unemployment rates are hitting the online health insurance sector. It has been recently observed that the number of visitors to leading online consumer insurance sites has been declining steadily but the searches for information of obtaining affordable health insurance coverage resources have been increasing. The sites providing assistance and useful tips or information for short term health insurance have received an increasing number of vistors. Sites which discuss pros and cons of health reform in the US are getting good response from the visitors who scout for updated information of their health insurance […]

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International visitor health insurance coverage for thyroid patients

Thyroid complications can occur suddenly for individuals who are traveling abroad either for business, leisure or overseas studies. There are various factors that could lead to thyroid complications during travel. Typically visitor health insurance plans for US visitors will not be able to protect you from expenses incurred in treating such health complications during the overseas stay. You are advised to plan for taking care of your medical supplies and preparing for un-expected costs in event of a complication. Some travel insurance policies for US residents traveling overseas can cover sudden unexpected flare up of thyroid conditions. The coverage period […]

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International Private Medical Insurance Plans

With the increase in awareness of international health insurance, travelers and expatriates are seeking appropriate protection for themselves and their dependents when they travel or live overseas. International health insurance seekers include global professionals, retired, individuals seeking international job exposure, missionaries, travelers and international students. Employers also look out for short term travel medical insurance when employees are sent on overseas assignments. International Insurance companies have come up with various new international health insurance plans that offer worldwide benefits at affordable premiums. International health insurance coverage with wellness benefits is becoming increasingly popular among people who follow the principle of […]

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Emergency repatriation and Evacuation benefits

Many of the individuals looking for international visitor medical insurance policies are unclear about why one should opt for emergency evacuation or repatriation or both. To understand this clearly, imagine a situation where you have suffered severe injuries due to an accident and there is no medical set-up to treat you nearby. Or think of a situation where you need to be transported to another country for medical treatment as there are no experts in the area where you are currently present and you require immediate medical attention to save your life! These could sound very extreme to you but […]

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Health insurance coverage; COBRA – a rescue for the jobless; Free clinics – a savior for the uninsured

With the current economic crisis resulting in unemployment all around the globe, the number of uninsured individuals in the country has been on a steady rise. Regular visits to the doctor has been cut down and many people are not aware of how else to secure their health insurance coverage. People who have just left their jobs and are looking out for a new one can stay in the insurance plan of their employer by enrolling in the initiative called COBRA during the transition period. If the premiums are too high, they can avail basic health insurance coverage by purchasing […]

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Expansion of health insurance program for children

The US government has signed a legislation to expand the SCHIP (State Children’s Health Insurance Program). SCHIP makes it eligible for children from low-income strata families to consult a doctor or seek medical help when they are sick. This initiative has included providing coverage to about 11 million children as compared to around 7 million before. SCHIP is expected to make a huge difference to the younger generation and ensure that their health situation is taken care at an early stage so that their fitness would increase in the long run when they become older. This would also ensure that […]

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Consumer approach to health insurance – A critical view point

There is a common criticism about insurance companies that they do not provide coverage for individuals with serious illnesses or health disorders which require huge expenses to undergo medical treatment. However, the consumer approach to availing health insurance coverage also needs to be looked at critically. Most of the consumers think that paying insurance premiums is a waste of money and also it is a way in which insurance agents try and sell policies for their own benefit rather than the benefit of the customers. Many individuals think that their health situation is completely normal and refrain from going for […]

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The Issue of Consumer Protection

The need for the betterment of consumer protection is one of the main issues of the health reform that is the hot topic of the insurance segment in the US today. This is the first step to end the nightmare of highly expensive treatments required by the helpless uninsured patients for some costly illnesses. Such a practical and important step seems to be overlooked by the government during the overhaul discussions. However, experts state that significant consumer protection measures have been taken that would secure them from being denied of coverage or end up in cancellation for medical disorders like […]

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Seguro Popular – Universal Health Insurance Programme

Seguro Popular is a system aimed at establishing a universal health insurance program at Mexico for providing assistance to households incurring huge health care expenses and suffering to cope up with the sudden medical costs incurred by the family. Reports state that this beneficial program has reached the poor successfully and reduced the health care expenditure for families who fall into the low-income strata. The plan caters to providing assistance for those diseases which incur huge medical expenses and provides health insurance packages which cover about 312 medications as well as around 266 health interventions. The people who were part […]

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