Federal approach to the health insurance overhaul

The principal approach to the health reforms by the US government lies in the fact that the health insurance should be affordable and beneficial so as to reduce the number of uninsured and eventually cover everybody. US Fed is toying with the idea of a country-wide insurance market-place where citizens regardless of their state of residence could choose from a wide range of health insurance plans. Some minimum set of benefits could be mandated by the federal government. While there is much debate the details of the proposal are hard to obtain as well as hard to understand. It remains […]

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Emergency evacuation and repatriation coverage benefits

International insurance seekers generally opt for the medical evacuation insurance which would enable them to be transported to their home country (or nearest adequate medical facility) in the event of medical help or treatment. While finalizing the international health insurance plan, one needs to be very careful about the actual benefits offered by the policy as it varies between different insurance providers. Some plans cover only evacuation and exclude repatriation Some plans will cover the costs for an adult to accompany the injured or sick during the evacuation Other plans can cover the costs for the entire family to accompany […]

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Tobacco tax funds for Children’s Health Insurance

The Obama administration is considering a huge increase in Tobacco taxes to promote tobacco control initiatives and hence work towards public welfare. The funds that are obtained by this increase in tax would be used for the uninsured children from the low income strata of the society who are in dire need of US health insurance. This decision has been welcomed by various organizations who deal with health care and child welfare as the extra funds would be diverted for a much needed cause of a healthier future generation. This initiative would also ensure that children???s health coverage would increase […]

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Pre-existing medical conditions checklist

Every individual seeking visitor medical insurance should read the pre-existing medical conditions exclusion of the plan document very carefully. Those who have health disorders or have suffered injuries should pay special attention to the insurance plan exclusions. The following are a few tips for pre-existing medical conditions while one is considering a suitable visitors health insurance plan. In case more than one person is traveling, every traveler needs to be insured under a health insurance plan for the coverage. Travelers whose names are not mentioned in the policy document would not be covered for any claims at a later date […]

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Benefits of the insurance companies in the health reform overhaul

With the health reform overhaul stressing on providing coverage for a larger population and standardizing the minimum coverage benefits, insurance companies may expect to benefit in the long run by establishing competent policies and also attract more customers. The health insurance exchange would provide a common ground for these organizations to provide coverage for millions of new customers who join the insurance segment as the premiums become more affordable. The premiums cannot be more for women or people with poor health but can vary with the number of members in the family as well as the geographical locations. The average […]

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Health Insurance Exchange – An Overview

Health insurance exchanges would act like a market place where one could shop for a wide range of health insurance policies with various premiums and benefits. While each plan would be unique, almost all health insurance plans would offer some common set of benefits (at the minimum) for the benefit of consumers. Individuals, small business owners and big companies alike would be the customers of such health insurance exchanges. Some examples of this concept are available for international student health insurance and visitor medical insurance insurance segments. The health insurance exchange would encourage healthy competition between insurance carriers. Besides, it […]

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Visitors to Health Insurance sites drop, Informative Insurance sites flourish

The global financial breakdown and the increasing unemployment rates are hitting the online health insurance sector. It has been recently observed that the number of visitors to leading online consumer insurance sites has been declining steadily but the searches for information of obtaining affordable health insurance coverage resources have been increasing. The sites providing assistance and useful tips or information for short term health insurance have received an increasing number of vistors. Sites which discuss pros and cons of health reform in the US are getting good response from the visitors who scout for updated information of their health insurance […]

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International visitor health insurance coverage for thyroid patients

Thyroid complications can occur suddenly for individuals who are traveling abroad either for business, leisure or overseas studies. There are various factors that could lead to thyroid complications during travel. Typically visitor health insurance plans for US visitors will not be able to protect you from expenses incurred in treating such health complications during the overseas stay. You are advised to plan for taking care of your medical supplies and preparing for un-expected costs in event of a complication. Some travel insurance policies for US residents traveling overseas can cover sudden unexpected flare up of thyroid conditions. The coverage period […]

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International Private Medical Insurance Plans

With the increase in awareness of international health insurance, travelers and expatriates are seeking appropriate protection for themselves and their dependents when they travel or live overseas. International health insurance seekers include global professionals, retired, individuals seeking international job exposure, missionaries, travelers and international students. Employers also look out for short term travel medical insurance when employees are sent on overseas assignments. International Insurance companies have come up with various new international health insurance plans that offer worldwide benefits at affordable premiums. International health insurance coverage with wellness benefits is becoming increasingly popular among people who follow the principle of […]

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Emergency repatriation and Evacuation benefits

Many of the individuals looking for international visitor medical insurance policies are unclear about why one should opt for emergency evacuation or repatriation or both. To understand this clearly, imagine a situation where you have suffered severe injuries due to an accident and there is no medical set-up to treat you nearby. Or think of a situation where you need to be transported to another country for medical treatment as there are no experts in the area where you are currently present and you require immediate medical attention to save your life! These could sound very extreme to you but […]

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