Do you own a yacht and need some coverage for yourself or your employees just in case the unexpected happens? There are many hazards that are often involved with yachting and you need some insurance coverage just in case the worst happens in the midst of your escapades, be they minor accident or even death. There are many marine insurance schemes available in the market but none offers such precise and specialized coverage for the yachting industry like the yacht crew insurance. This special kind of insurance is tailored for yacht crew that will help them meet medical expenses in case of emergencies that often happen while at sea.
The package often includes comprehensive coverage of such variables as SCUBA diving accidents, the various water sports, death amongst others. The insurance schemes often come in various packages to suit every yacht owner’s needs and budget requirements.
You can choose these packages depending on the extent of coverage you would like to offer your crew and the budget that is available. The Safe Harbor Personal scheme for example is designed to meet selected unique requirements of the captain and the crew globally and covers numerous variables relevant to each of the shipboard employees. Yacht owners can also opt for the Safe Harbor Crew package that involves a more comprehensive coverage for the yacht crew including accidents and various forms of illnesses. Various insurance companies often have other specially designed packages tailored for the various unique needs of the owners and it is important shop around and identify the type of product that fits the precise requirements for your yacht crew.
Yacht crew insurance is definitely a unique product that’s uniquely matched to the requirements of many yacht owners, helping them ensure that their employees are adequately covered just in case the unexpected happens aboard. By doing price and quality of service comparisons, you will definitely land great insurance products at an affordable cost.