Understanding Umbrella Insurance

Most people like to secure their most valued assets through home and auto insurance. Umbrella insurance is for those who wish for an additional layer of coverage, either for their highly prized assets, or to protect themselves from high-expense risks like defamation and lawsuits. How does umbrella insurance work? Umbrella insurance is typically sold in million-dollar increments. This means that the minimum insurance coverage it can provide is one million dollars. As you can imagine, this high coverage amount is well beyond an ordinary insurance. In fact, an umbrella insurance policy works above and beyond a base insurance policy, and […]

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