Insurance Protection from Irene’s Wrath

As the East Coast faces Irene and recoups from her devastation, the travel plans of several thousands of people have gone awry. The storm is particularly worrisome for international visitors without trip cancellation insurance who have less time to juggle their schedule around. Trip cancellation insurance covers most of the costs related to a flight getting cancelled due to an unforeseen circumstance. A hurricane does fall under that category; however, to be valid, the travel insurance along with trip cancellation protection must have been purchased before a storm is identified and named. Most international travelers to the U.S. make trips […]

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Europe Trip: Should I Purchase the Agent’s Visitors Insurance?

When you book your overseas trip with your agent, you might be offered a travel insurance policy as well. In some cases, especially with trips to the European Union, the agent may strongly recommend (or sometimes even unethically force you) to purchase an insurance policy from them. This is illegal. Remember that you can purchase the travel insurance that you need, and that you cannot be forced to purchase the plan from your agent. Also, however, remember that the European Union Travel Directive specifies that a travel organizer must offer you a quote for travel insurance “at the earliest available […]

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Trip Cancellation Insurance Prevents Financial Disappointment

No one likes to see their well-planned trip cancelled. Add to that the worry of the financial losses related to the cancellation, and the frustration can be overwhelming. Trip cancellation insurance helps offset the financial part of the cancelled trip. Trip cancellation insurance is especially useful when you book the best deals, which can save you a lot of money. But the fine print contains details that usually include the disclosure that the expenses are not refundable, in case the reservations are not used. Trip cancellation insurance steps in to protect your “investments” in the trip. Trip cancellation insurance covers […]

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Weathering Travel with Visitor Health Insurance

Flights to the U.S. are full these days, with those trying to maximize time with their near and dear. The weather is fine by U.S. standards, but as a visitor, you must know whether weather will affect you, if the trip is to be memorable for the right reasons. First and foremost, visitors insurance is not merely a luxury, it is almost a necessity. Medical care is expensive in the U.S., and it is best to be safe than sorry. Second, keep in mind the weather of your destination. Pack appropriate clothing. Check the average temperature at the destination during […]

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Don’t Overlook Travel Insurance for Visitors

Summer’s the perfect time for travel, and U.S. residents may play host to friends and family from other countries as well. Most travelers to the U.S. may purchase visitors insurance from their home country for coverage in the United States. However, sometimes, the U.S. trip might also contain a detour to another country. It is important to ensure coverage for those trips as well. Let’s say Mrs. Gupta, who purchased health insurance for tourists in India, has arrived on a 3-month trip to the U.S., where her son lives. She has also planned a trip to Canada, where her brother […]

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