Venbrook Premier

• Coverage for Physician’s Visit, Prescription Drugs, Acute Onset of Pre-Existing Conditions, Ambulance Service Benefits, Emergency Medical Evacuation, Repatriation, and more. 

• $200 additional deductible per visit for Emergency Room. Waived if care in an ER result in hospital admission.  

• Up to $300 coverage for Dental Treatment due to an injury or pain to sound natural tooth.  

• Up to $150 for Emergency Eye Exam due to an accident.  

• Up to $250 for a Well Doctor Visit. One visit per policy period. 

• $10,000 per policy period for Trip Interruption. 

• Coverage for Cardiovascular events up to the selected policy maximum per Policy Period for ages up to 64yrs.; $25,000 per Policy Period for ages 65 to 69yrs.; $15,000 per Policy Period for ages 70yrs and over. 

• $25,000 Principal Sum for Insured for AD&D Benefit-24 hours. The maximum benefit paid is $250,00 per family. 

• Optional Sports Activity, Optional Adventure Activity, and Optional return to home country coverages are available. 

PPO Network: Venbrook Basic follows the PHCS PPO Network.  

Renewal: 5 or more days of coverage must be purchased for plan to be renewable; Total period of coverage cannot exceed 364 days  

Cancellation: Written request for full cancellation and refund must be submitted prior to or on the Effective Date of the coverage. Any request for cancellation after the Effective Date of the coverage may result in partial cancellation and a refund. The following conditions apply:   

1. if any claims have been filed, the premium is fully earned and non-refundable, 
2. b if no claims have been filed then a cancellation fee of $25 is charged and only unused days of premiums will be considered refundable. 
3. If after a refund is made, it is determined that a claim was submitted, the covered person will be fully responsible for that claim in its entirety.