NRIOL Travel Guard Silver Travel Insurance: Cancel, Medical, Evac, Delay Coverage

Travel Guard ® Silver Trip Insurance provides coverage for trip interruption, cancellation delay as well as 24 hour emergency assistance. It provides good value for families through its family concierge services.

Silver Travel Insurance covers trip costs up to $100,000.

$50 applicable to medical expenses and baggage and personal effects loss.

Outside the U.S. and Canada:
For the Certificate Period, Underwriters will pay 100% of Eligible Expenses up to the Overall Maximum Limit.

In USA
For the Certificate Period, Underwriters will pay 100% of Eligible Expenses up to the Overall Maximum Limit.

Medical Coverage Upgrade that includes double medical and evacuation coverage and no deductible, Car Rental Collision Coverage and Flight Accident coverage.

The Silver plan covers trips up to 365 days.

The Silver plan is underwritten by National Union Fire Insurance Company of Pittsburgh, PA.

The Silver plan is administered by Travel Guard.

Eligibilty

Travelers who enroll, accept and purchase coverage through the Travel Supplier no later than 24 hours prior to departing on their Trip

Effective Date: After any required Enrollment Form is completed, Trip Cancellation Coverage will be effective for an Insured at 12:01 a.m. Standard Time on the date following receipt by the Insurer or the Insurer’s authorized representative of any required plan cost. All other coverages will begin on the later of:

(a) 12:01 a.m. Standard Time on the scheduled Departure Date shown on the travel documents or

(b) the date and time the Insured starts his/her Trip, provided any required plan cost has been paid.

Termination Date: All coverage, other than Trip Cancellation, ends on the earlier of:

(a) the date the Trip is completed;

(b) the scheduled Return Date;

The Trip Cancellation coverage ends on the earliest of:

(a) the cancellation of the Insured’s Trip; or

(b) the date and time the Insured starts on his/her Trip.

Plan Benefits

The Silver plan offers a broad range of benefits including:

100% of Trip Cost Trip Cancellation
100% of Trip Cost Trip Interruption
$500 Trip Interruption Return Air Only
$500 Trip Delay
$750 Baggage & Personal Effects Loss
$200 Baggage Delay
$15,000 Medical Expense
$15,000 Emergency Evacuation & Repatriation of Remains
Travel Medical Assistance
Worldwide Travel Assistance
LiveTravel ® Emergency Assistance
Concierge Services

Remarks

Renewal: All coverage (except Trip Cancellation) under the policy will be extended, if: (a) the Insured’s entire Trip is covered by the policy; and (b) the Insured’s return is delayed by one of the Unforeseen events specified under Trip Cancellation and Interruption or Trip Delay. This extension of coverage will end on the earlier of: (a) the date the Insured reaches his/her Return Destination; or (b) seven (7) days after the date the Trip was scheduled to be completed.

Cancellation: If you are not completely satisfied, you can receive a refund of the cost, minus the service fee. Requests must be submitted to Travel Guard in writing within 15 days of the effective date of the coverage, provided it is not past the original departure date

Brochures: