Student Secure Essential Insurance

Student Secure Essential Medical Insurance is an economical choice for international students visiting US for full time courses or research work. The plan includes coverage for Medical Expenses, Incidental home country coverage, Emergency Medical Evacuation
StudentSecure Essential Insurance provides Policy Maximum of $500,000.
Per Illness or Injury the deductible is $100.
  • Outside the U.S. :
    After the deductible is met StudentSecure Essential Insurance pays 100% of Eligible Expenses upto Policy Max.
  • Inside the US
    After the deductible is met StudentSecure Essential Insurance pays 80% of Eligible Expenses upto Policy Max.
StudentSecure Essential Insurance can be extended up to a maximum of 12 months at a time from the initial effective date. It is renewable for a maximum of 4 years without a break in coverage.
StudentSecure Essential Insurance is underwritten by Lloyd’s of London, member of Lloyd’s Group of companies.
StudentSecure Essential Insurance is administered by HCC Medical Insurance Services.
  • Must be a Full-time Student at a college or university in the US excluding online colleges and universities or must be a Full-time Scholar affiliated with an educational institution and performing work or research for at least 30 hours per week. The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 visa.
  • Must not be a resident of the Host Country and must be residing in the US for the purpose of pursuing international education.
  • Should not have become a resident of the Host Country.
  • Participants in the U.S. must hold a valid education related Visa. A copy of the I-20 or DS2019 may be requested.
Plan Benefits

StudentSecure Essential Insurance offers a broad range of benefits including:

  • Hospital Room & Board
  • Local Ambulance
  • Outpatient Prescription Drugs
  • Mental Health Disorders
  • Dental Treatment
  • Physical Therapy
  • Emergency Medical Evacuation
  • Repatriation of Remains
  • Incidental Home country Coverage

PPO Network: FirstHealth PPO

Renewal: Coverage can be renewed up to a maximum of 4 years as long as you meet eligibility requirements. Provided there is no break in coverage, you will not be required to satisfy the deductible and coinsurance.

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