Should I pay monthly or make a single payment up front?

Most short-term health insurance plans give you the option of paying in monthly installments, or in a single up-front payment. Often, single payment plan costs may be lower than monthly plan costs.

We recommend that you select “Monthly”, if you don’t know exactly how long you will need coverage, or don’t want to make a single up-front payment.

We suggest that you select “Single Up-front Payment”, if you know exactly how long you will need coverage, want lower plan costs, and don’t mind paying your whole premium up-front.

If you select ” Single Up-Front payment” you will need to specify the duration of your coverage (30-185 days). Also, if you select ” Single Up-Front payment” payment, you will enjoy the convenience of not having to manually cancel your plan at the end of your coverage period, although typically you will not be able to get a refund once coverage starts. If you need short-term health insurance after your specified duration, you will need to re-apply for a new short-term plan. (Note: most short-term health plans will only allow you to re-apply once.)

Note: Some insurance companies only offer the “Single Up-Front payment” option, thus selecting this option may give you a greater selection of plans to choose from.