A ‘covered trip’ is any travel and sojourn to a destination more than 120 miles from the starting point of the covered trip and not exceeding 30 consecutive days. Patriot T.R.I.P. requires a minimum trip cost of $500.00 per traveler.
Trip cancellation coverage begins at 12:01am on the date of receipt of the application. The remainder of coverages will begin on the departure date.
Coverage will end on the earliest of:
Patriot TRIP Insurance provides the following benefits and services:
Patriot TRIP insurance can be cancelled for a full refund if the certificate is returned within 10 days of receipt provided that you have not departed on your trip or filed a claim.
Premiums are calculated based on the cost of the trip and the age of the applicant and accompanying travelers.
The pre-existing condition exclusion is waived if you are under the age of 70 and coverage is purchased within 14 days from the date your initial deposit for the covered trip was paid to the travel supplier, and all insureds are medically able to travel on the date that coverage is purchased.