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Patriot Green Travel Insurance® is designed for the environmentally conscious international traveler. It is a short term insurance plan and provides coverage to US and non US citizens out side their home country. U.S. citizens are covered outside the US and non us citizens are covered all over the world including the US except in the home country. Along with eco-friendly benefits, a portion of the premium will be used to purchase carbon credits or a donation will be made to an environmental organization in an effort to help offset the carbon foot print left while travelling. Coverage is available for a minimum of 5 days up to a maximum of two years.
Patriot Green Insurance® provides a choice of Policy Maximum’s of $50,000, $100,000, $500,000, $1,000,000 for coverage for non US citizens and a choice of $50,000, $100,000, $500,000, $1,000,000, $2,000,000 for coverage for US citizens.

Choose from US$0, $100, $250, $500, $1,000 or $2,500.
  • Outside the U.S. and Canada:
    For the Certificate Period, Patriot Green Travel Insurance® will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit.
  • In USA:
    In the PPO network, Patriot Green Travel Insurance® pays 90% of eligible expenses up to US$5,000, then 100% up to the Policy Maximum.
    Outside the PPO network, the plan pays 80% of eligible expenses up to US$5,000, then 100% up to the Policy Maximum.
While purchased at the time of application, Patriot Green Travel Insurance ® provides optional riders for Eco Sports, Enhanced AD&D and the Citizenship Return Rider (provides temporary medical coverage for non-U.S. citizens returning to their home country. For U.S. citizens, the rider provides up to 60 days of coverage for brief returns to the U.S. provided you have a current health plan in force and have resided outside the U.S. continuously for the past six months).
If the plan is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to two years.
Patriot Green Travel Insurance® is underwritten by Sirius International Insurance Corporation.
Patriot Green Travel Insurance® is administered by International Medical Group, Inc.

The following conditions apply to all persons applying for and/or enrolling in Patriot Green Travel Insurance:

  • Patriot Green Travel Medical Insurance is travel insurance for U.S. citizens traveling outside the United States and for non-U.S. citizens traveling outside their country of citizenship.
  • For those over age 65 and visiting the U.S., your initial Period of Coverage must begin within 30 days of arrival in the U.S. This requirement will be waived with proof of previous valid international travel insurance. Please provide the name of your insurance carrier on the Application Form. If you are not in the U.S. at the time of application, please indicate your expected date of arrival on your Application Form.

Coverage becomes effective on the latest of:

  • the date IMG receives your completed Application Form and the appropriate premium;
  • the date you depart from your home country; or
  • the date requested on your Application Form

Coverage will end on the earliest of:

  • the end of the period for which premium has been paid;
  • the date requested on your Application Form; or
  • the date you return to your home country
Plan Benefits

Patriot Green Travel Medical Insurance® offers a broad range of benefits including:

  • Hospital Room and Board
  • Intensive Care
  • Medical Expenses
  • Outpatient Medical
  • Local Ambulance
  • Emergency Room Accident
  • Emergency Illness – with in-patient admission
  • Emergency Illness – without in-patient admission
  • Dental Injury due to accident
  • PPO Network:With the Patriot Green® plan, you may seek treatment with the hospital or doctor of your choice. When seeking treatment in the U.S., you may reduce your out-of-pocket costs by using the independent Preferred Provider Organization PPO.
  • Renewal: Renewals are available in whole month or daily increments and may be completed online or by using a paper application, however, renewals of less than one month are available only online. For each renewal of less than one month completed online, you will be charged an additional US$5 processing fee.
  • Cancellation: In order to be considered for a full refund, your request for cancellation must be received prior to your effective date. If you do not have any claims filed, you may cancel your plan after your effective date, however you will be charged US$50 cancellation fee and only full month premiums will be considered for refunds. If you have filed claims, your premium is non refundable.
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