Worldwide coverage for missionaries with Outreach missionary insurance from NRIOL

Outreach Missionary insurance is suitable for travelers travelling for a minimum of 10 days and a maximum of 2 years. Coverage is available all over the world for U.S. & non U.S. missionaries traveling outside their home country. This plan is designed for missionaries whose work takes them to countries around the world. Their insurance in their home country cannot offer comprehensive coverage when they travel abroad. Outreach Missionary insurance is your choice for travel abroad.

Outreach Missionary Travel Medical Insurance® provides a choice of Policy Maximum’s of $50,000, $100,000, $500,000, $1,000,000 for coverage for non US citizens and a choice of $50,000, $100,000, $500,000, $1,000,000, $2,000,000 for coverage for US citizens

You can select from a range of deductibles of US$0, $100, $250, $500, $1,000 or $2,500

Outside the U.S. and Canada:
For the Certificate Period, Outreach Missionary Travel Medical Insurance® will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit.

In USA:
In the PPO network, Outreach Missionary Insurance® pays 90% of eligible expenses up to US$5,000, then 100% up to the Policy Maximum. Outside the PPO network, the plan pays 80% of eligible expenses up to US$5,000, then 100% up to the Policy Maximum

Outreach International® offers medical insurance for US missionaries travelling abroad and Outreach America® provides coverage for non-U.S. missionaries traveling abroad. Optional coverage for Leisure Sports, Extreme Sports and Enhanced AD&D and the Outreach Return can be added.

If the plan is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to two years

Outreach Travel Medical Insurance® is underwritten by Sirius International Insurance Corporation

Outreach Travel Medical Insurance® is administered by International Medical Group, Inc.

Eligibility

The following conditions apply to all persons applying for and/or enrolling in Outreach Travel Medical Insurance:

Outreach Travel Medical Insurance is medical insurance for U.S. missionaries traveling outside the United States and for non-U.S. missionaries traveling outside their home country.
For applicants over age 65 and visiting the U.S., your initial Period of Coverage must begin within 30 days of arrival in the U.S. This requirement will be waived with proof of previous valid international travel insurance. Prior U.S. domestic health care coverage does not meet this eligibility requirement. Please provide the name of your insurance carrier on the Application Form. If you are not in the U.S. at the time of application, please indicate your expected date of arrival on your Application Form.

Coverage becomes effective on the latest of:

the date IMG receives your completed Application Form and the appropriate premium;
the date you depart from your home country; or
the date requested on your Application Form.

Coverage will end on the earliest of:

the end of the period for which premium has been paid;
the date requested on your Application Form; or
the date you return to your home country

Plan Benefits

Outreach Travel Medical Insurance® offers a broad range of benefits including:

Hospital Room and Board
Intensive Care
Medical Expenses
Outpatient Medical
Local Ambulance
Emergency Room Accident
Emergency Illness- with in-patient admission
Emergency Illness- without in-patient admission
Dental Injury due to accident
Emergency Evacuation
Emergency Reunion
Return of Mortal Remains
Returning Minor Children
Political Evacuation

Remarks

PPO Network: With the Outreach® plan, you may seek treatment with the hospital or doctor of your choice. When seeking treatment in the U.S., you may reduce your out-of-pocket costs by using the independent Preferred Provider Organization (PPO)
Renewal: Renewals are available in whole month or daily increments and may be completed online or by using a paper application, however, renewals of less than one month are available only online. For each renewal of less than one month completed online, you will be charged an additional US$5 processing fee.
Cancellation: In order to be considered for a full refund, your request for cancellation must be received prior to your effective date. If you do not have any claims filed, you may cancel your plan after your effective date, however you will be charged US$25 cancellation fee and only full month premiums will be considered for refunds. If you have filed claims, your premium is non refundable.