Outreach Missionary insurance is suitable for travelers travelling for a minimum of 10 days and a maximum of 2 years. Coverage is available all over the world for U.S. & non U.S. missionaries traveling outside their home country. This plan is designed for missionaries whose work takes them to countries around the world. Their insurance in their home country cannot offer comprehensive coverage when they travel abroad. Outreach Missionary insurance is your choice for travel abroad.
Outreach Missionary Insurance
Plan Details
- Outreach Missionary Travel Medical Insurance?« provides a choice of Policy Maximum’s of $50,000, $100,000, $500,000, $1,000,000 for coverage for non US citizens and a choice of $50,000, $100,000, $500,000, $1,000,000, $2,000,000 for coverage for US citizens
- You can select from a range of deductibles of US$0, $100, $250, $500, $1,000 or $2,500
- Outside the U.S. and Canada:
For the Certificate Period, Outreach Missionary Travel Medical Insurance?« will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit.
- In USA:
In the PPO network, Outreach Missionary Insurance?« pays 90% of eligible expenses up to US$5,000, then 100% up to the Policy Maximum. Outside the PPO network, the plan pays 80% of eligible expenses up to US$5,000, then 100% up to the Policy Maximum
- Outreach International?« offers medical insurance for US missionaries travelling abroad and Outreach America?« provides coverage for non-U.S. missionaries traveling abroad. Optional coverage for Leisure Sports, Extreme Sports and Enhanced AD&D and the Outreach Return can be added.
- If the plan is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to two years
Outreach Travel Medical Insurance is underwritten by Sirius International Insurance Corporation
Outreach Travel Medical Insurance is administered by International Medical Group, Inc.
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Eligibility
- Outreach Travel Medical Insurance is medical insurance for U.S. missionaries traveling outside the United States and for non-U.S. missionaries traveling outside their home country.
- For applicants over age 65 and visiting the U.S., your initial Period of Coverage must begin within 30 days of arrival in the U.S. This requirement will be waived with proof of previous valid international travel insurance. Prior U.S. domestic health care coverage does not meet this eligibility requirement. Please provide the name of your insurance carrier on the Application Form. If you are not in the U.S. at the time of application, please indicate your expected date of arrival on your Application Form.
Coverage becomes effective on the latest of:
- the date IMG receives your completed Application Form and the appropriate premium;
- the date you depart from your home country; or
- the date requested on your Application Form.
Coverage will end on the earliest of:
- the end of the period for which premium has been paid;
- the date requested on your Application Form; or
- the date you return to your home country
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Plan Benefits
Outreach Travel Medical Insurance?« offers a broad range of benefits including:
- Hospital Room and Board
- Intensive Care
- Medical Expenses
- Outpatient Medical
- Local Ambulance
- Emergency Room Accident
- Emergency Illness- with in-patient admission
- Emergency Illness- without in-patient admission
- Dental Injury due to accident
- Emergency Evacuation
- Emergency Reunion
- Return of Mortal Remains
- Returning Minor Children
- Political Evacuation
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Remarks
- PPO Network: With the Outreach?« plan, you may seek treatment with the hospital or doctor of your choice. When seeking treatment in the U.S., you may reduce your out-of-pocket costs by using the independent Preferred Provider Organization (PPO)
- Renewal: Renewals are available in whole month or daily increments and may be completed online or by using a paper application, however, renewals of less than one month are available only online. For each renewal of less than one month completed online, you will be charged an additional US$5 processing fee.
- Cancellation: In order to be considered for a full refund, your request for cancellation must be received prior to your effective date. If you do not have any claims filed, you may cancel your plan after your effective date, however you will be charged US$25 cancellation fee and only full month premiums will be considered for refunds. If you have filed claims, your premium is non refundable.
