GeoBlue Voyager Essential Insurance is a travel insurance plans that provides medical benefits while a person is temporarily away from Home. This Plan provides short-term, comprehensive medical coverage along with 24/7 Global Medical Assistance and travel assistance services.
GeoBlue Voyager Essential Insurance
Plan Details
- GeoBlue Voyager Essential Insurance provides a Policy Maximum of $50,000, $100,000, $500,000 or $1,000,000 per Insured Person.
- $0, $100, $250 or $500 per Insured Person per Trip Period.
- Outside the U.S. and Canada:
For the Certificate Period, GeoBlue Voyager Essential Insurance will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit. - In USA
For the Certificate Period, GeoBlue Voyager Essential Insurance will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit.
- Plan offers Medical expense coverage, Medical evacuation and Repatriation, Accidental Death benefit, Allowance for Trip Interruption. Physical and Occupational Therapy -6 visits per Period of Insurance. $100 Maximum payment per visit.
- Coverage for any one trip may not exceed 180 days.
- GeoBlue Voyager Essential underwritten by 4 Ever Life.
- The insurer may use a third party administrator to perform some duties of the insure on behalf of the insurer. The participant will be notified of the Administrator.
-
Eligibility
An Eligible Participant or an Eligible Dependent must meet all of the following requirements. Must be:
- a resident of the U.S.
- under Age 75
- Is traveling outside the U.S. and is traveling at least 24 hours away from his/her Home.
Each Eligible Participant’s and his/her Eligible Dependent’s Period of Insurance starts on the latest of the following:
- the end of the last period for which premium payment has been made to the Insurer;
- the date the Plan terminates
- the date the Maximum Period of Insurance Benefit of the Plan has been exhausted;
- the date of fraud or misrepresentation of a material fact by the Insured Participant, except as indicated in the Time Limit on Certain Defenses provision
-
Plan Benefits
GeoBlue Voyager Essential Insurance offers a broad range of benefits including:
- Professional Services of Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab Office Visits: including X-rays and lab work billed by the attending physician.
- Inpatient Hospital Services
- Ambulatory Surgical Center
- Ambulance Service (non Medical Evacuation)
- Benefits for claims resulting from downhill (alpine) skiing and scuba diving
- Outside the U.S. Outpatient prescription drugs
- Dental Care required due to an Injury
- Dental Care for Relief of Pain
- Accidental Death And Dismemberment
- Repatriation Of Remains
- Medical Evacuation
- Bedside Visit
-
Remarks
- PPO Network: Insured members can select any hospital or physician of their choice.
PHCS to locate participating PHCS Healthy Directions providers in the ‘Search for a Provider’ section of the site. - Renewal: Coverage for any one trip may not exceed 180 days. You can purchase a new policy if you have been abroad for more than 6 months.
- Cancellation: If you are not completely satisfied with the plan, simply return your Certificate of Insurance and your ID Card to HTH within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip before the date of your letter, you will receive a full refund.
- PPO Network: Insured members can select any hospital or physician of their choice.
