Travel Guard^® Car Rental Collision Coverage

Persons eligible for insurance under the policy are any travelers who intend to rent a car from a rental agency and are purchasing coverage prior to signing of the rental agreement.

Effective Date: Coverage will begin on the later of:

(a) 12:01 a.m. Standard Time on the Scheduled Departure Date shown on the travel documents or

(b) the date and time the Insured starts his/her Trip, provided any required plan cost has been paid.

Termination Date: All Coverage ends on the earlier of:

(a) the date the Trip is completed;

(b) the Scheduled Return Date;

(c) the Insured’s arrival at the Return Destination on a Round Trip, or the Destination on a one-way Trip.

Car Rental Collision Coverage will pay up to the Maximum Limit shown on the Schedule of Benefits subject to a $250 deductible. Coverage does not apply in countries or states where the sale of this insurance is prohibited by law. If the Insured rents a car while on his/her Trip, and the car is damaged due to collision, vandalism, windstorm, fire, hail or flood, while in his/her possession, the Insurer will pay the lesser of: (a) the cost of repairs and rental charges imposed by the rental company while the car is being repaired; or (b) the Actual Cash Value of the car.

Coverage is provided to the Insured and Traveling Companion, providing the Insured and Traveling Companion are licensed drivers, and are listed on the rental agreement. This coverage is primary to other forms of insurance or indemnity.

• Renewal: The policy is for a fixed term between the rental start date and the rental return date as listed on the rental agreement.