Bridge Plan insurance is a excellent temporary major medical insurance plan for US citizens and US residents who are awaiting Medicare eligibility. This plan is also suitable for US citizens and US residents who are not covered by either Medicare Part A or Part B.
Bridge Plan Insurance
Plan Details
- Age 60 to Age 69 – $1,000,000 Max per Injury / Sickness
- Age 70 to Age 79 – $500,000 Max per Injury / Sickness
- Age 80 to Age 95 – $50,000 Max per Injury / Sickness
- Choose from $1,000, $2,500, $5,000 or $10,000 per person, per policy period
- No Co-Insurance
- Part A: Hospitalization, Hospice, Skilled Nursing, Home health care expense coverage
- Part B: Physician and Surgeons Benefit or
- Part A and B together.
- The Bridge Plan is a temporary plan and has a maximum policy period of 364 days. At the end of the 364 days,
you may apply for a new term of insurance.
- Petersen International Underwriters, Lloyds Coverholder
- Petersen International Underwriters
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Eligibility
The Bridge Plan health insurance is a temporary substitute till the person qualifies for Medicare. The plan is suitable for the following situations:
- New immigrants to the US who do not qualify for Medicare till they complete 5 years as permanent residents.
- Persons who may be eligible to enroll for Medicare but have missed the enrollment date.
- People who may have signed up for only either Part A or B through Medicare and need temporary coverage till they sign up for both.
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Plan Benefits
Bridge Plan for health insurance offers a broad range of benefits including:
Part A
- Hospital room and board, nursing, x rays, drugs, lab tests, operating rooms.
- Physician certified hospice facilities care
- Skilled nursing facility benefits
- Home health care services benefits
Part B
- Physicians and Surgeons benefit covers the cost/fees or physician or surgeons.
- Additional benefits such as Supplies, therapy and ambulance services, along with out-patient x-rays, laboratory tests
and advanced imaging services.
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Remarks
- PPO Network: The First Health Network has providers in all 50 states. To locate a
provider please check http://www.doctorsearchnow.com/ or call 800-226-5116. - Renewal: Conditionally renewable annually for up to five years.
- Pre existing conditions: Each policy has an
exclusion for pre-existing conditions which has a 12 month look back. - Application process: All applications go through medical underwriters. Underwriters will request medical records from your primary care physician or they will schedule a medical exam including a blood test, a urine test, and a resting EKG at the expense of Underwriters.
- PPO Network: The First Health Network has providers in all 50 states. To locate a
