Atlas Multitrip Insurance

Atlas Multitrip Insurance earlier known as Atlas Professional Insurance, caters to the international travel medical insurance requirements of corporate employees (and their families) traveling overseas on business.

It offers extensive coverage for multiple business trips, each lasting a maximum of 30 days. The plan requires all insured to maintain domestic health insurance in their home country. It is only eligible to those under 76 years of age.

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Plan Details

Policy Max
Deductible
Co-Insurance
Coverage Options
Plan Life
Underwriter
Claims Administrator

The maximum limit of the Atlas Multitrip insurance for an individual is $ 1,000,000.

The deductibles in case of Multitrip insurance is $250 for an individual for a single trip.

Outside the U.S. and Canada:
Plan will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit.

In USA (within PPO network):
After the deductible, the plan will pay 100% of Eligible Expenses up to the Overall Maximum Limit.

In USA (outside PPO network):
After the deductible, the plan will pay 80% of the first $5,000 in medical expenses and then 100% of Eligible Expenses up to the Overall Maximum Limit.

At additional cost Optional Crisis Response Rider with natural Disaster Evacuation, Optional Accidental Death and Dismemberment Rider , and Optional personal Liability Rider are available.

The Atlas Multitrip Insurance is an annual travel insurance plan and can be purchased for 364 days.

Atlas Multitrip International Insurance is underwritten by Lloyds

Atlas Multitrip Insurance Claims is administered by the HCC Medical Insurance Services (formerly MultiNational Underwriters, Inc) based in Indianapolis, IN, USA

Eligibility
- U.S. Citizens and Non-U.S. Citizens who are at least 14 days of age up to 75 years of age, and who maintain insurance providing coverage while in their home country, are eligible for this plan. Spouses and/or dependent child(ren) (under are 19) may be covered provided they also meet the requirements. U.S. Citizens and residents are not eligible for coverage within the U.S., except as provided under an eligible benefit period.
- Atlas annual travel insurance offers coverage period of 364 days and the policy becomes effective from the date you have submitted the completed application form and the premium or on the date that you choose and put on the form. The coverage ends with your return to your home country. The insurance coverage for your spouse or dependents, if purchased, is same as your own but only applicable if they go on the trip abroad. You can also avail the coverage of medical expenses in your home country if you are within a Benefit Period which begins if you are diagnosed with or treated for a covered injury or illness while your stay abroad.
Plan Benefits
The coverage offered by Atlas Multitrip insurance includes a number of benefits like the following:
- Medical expenses which include all charges by medical professionals, diagnostic tests, prescription drugs, and inpatient or outpatient services at a hospital or healthcare facility, medical supplies as well as the cost of ambulance transport during medical emergencies.
- Atlas multitrip plan offers covered individuals below age 70 a coverage up to medical coverage maximum for an acute onset of a pre existing condition.
- In cases of emergency, patients need to be evacuated to a specialized healthcare facility for proper treatment. The expenses for emergency medical evacuation are also under the coverage of Atlas executive travel insurance. Evacuation may also be necessary when you need to rush home for some emergency.
- Atlas business travel insurance also offers coverage for treatment in cases of complications in pregnancy periods. The individual covered by this insurance is eligible for coverage in the initial 26 months of pregnancy.
- Atlas MultiTrip offers terrorism coverage upto $50000, providing protection from medical expenses due to injuries resulting from these acts.
- Atlas Multitrip offers physical therapy coverage of $50 maximum per day.
Atlas Multitrip insurance policy comes with a number of additional travel assistance services as well. These services ensure that you have a hassle free trip abroad. The services available include health and safety advices, information about passport and visa requirements, tracking of lost luggage, changes in bookings and reservations in case of change in plans, transfer of cash in emergency situations and delivery of messages in case of emergencies.
Remarks
- The plan requires all insured (employee, spouse, children) who are covered under the plan to maintain regular domestic health insurance in their home country.

Atlas Multitrip Insurance